About this role
Financial Adviser – Succession Opportunity with Route to Ownership
Location: Derby, Derbyshire
Salary: Up to £80,000 basic, with earning potential of circa £100,000 + share options, hybrid working
Take over an established client bank from a retiring senior adviser, grow it as your own, and buy into the business on preferential terms.
Most adviser roles offer a salary and a client list. This one offers a future stake in the firm.
We're working with a well-established, owner-managed, independent Chartered financial planning firm based in Derby. One of the senior advisers is stepping back from the practice and their portfolio is being divided between a new generation of advisers. The firm has a clear long-term plan: grow the advisory team over the next four to five years and give that team the opportunity to buy the senior partners out of the business at a discounted rate.
This is a genuine succession role for an adviser who wants to build something, not just service a book.
Why this role?
An established client bank from day one. You'll take on circa 80 clients, each with a minimum of £250,000 under advice, handed over from a senior adviser who is stepping back.Real room to grow. The existing relationships have strong untapped planning opportunities, and you'll have the capacity and backing to take on new clients and build the portfolio further.Equity, not just earnings. Share options are available, with the opportunity to buy shares at a discounted rate.A defined route to ownership. The firm's stated aim is for the advisory team to buy out the senior partners, at a discount, over the next four to five years.Strong earning potential. A basic salary of up to £80,000, with realistic total earnings of circa £100,000.Truly independent, whole of market. No restricted panel and no in-house funds. You recommend what is right for each client.Chartered standards and proper support. A structured Training & Competence framework, Investment Committee oversight and administration support, in a firm that takes quality and Consumer Duty seriously.Owner-managed, not corporate. Direct access to the decision-makers, with no consolidator targets or layers of management. What you'll be doing
Taking over and developing a portfolio of circa 80 established clients as part of a structured handoverDelivering holistic financial planning across retirement and pensions, investments and tax-aware planningConducting client meetings and ongoing reviews, and building long-term relationships with private and HNW clientsIdentifying additional planning opportunities within the existing client bank, always with good client outcomes firstWinning new clients through referrals, professional introducers, networking and your own connectionsProducing high-quality suitability documentation and keeping accurate, compliant client recordsContributing to the wider business as it grows towards the next generation of ownership What you'll bring
An appropriate FCA-recognised qualification (Level 4 Diploma or equivalent) and a current Statement of Professional StandingA proven track record as a Financial Adviser with a strong client-facing recordSolid technical knowledge across retirement planning, investments and tax-aware planning, ideally including complex or HNW casesCommercial ability: you can build a sustainable pipeline of quality clients, not simply inherit a bookHigh standards of compliance, file quality and professional conductThe ambition to become a future owner of the business As with any well-run Chartered firm, all new advisers, including experienced and Chartered advisers, complete the firm's Training & Competence sign-off before advising independently.