About this role
Financial Adviser – Established Clients,
Location: Derby, Derbyshire
Salary: Up to £70,000 basic, with earning potential of circa £90,000 + share options
If you're an adviser with a few years under your belt and you want more than a job, this is worth a conversation.
We're working with a well-established, owner-managed, independent Chartered financial planning firm based in Derby. A senior adviser is stepping back from the practice and their portfolio is being shared between a new generation of advisers. The firm has a clear long-term plan: grow the advisory team over the next four to five years and give that team the opportunity to buy the senior partners out of the business at a discounted rate.
This role is designed for an adviser who wants to develop, grow a client base and be part of that next generation from the start.
Why this role?
Clients from day one. You'll take on an allocated share of established clients, each with a minimum of £250,000 under advice, through a structured handover from a senior adviser.Room to build your own book. You'll have the capacity and backing to take on new clients and grow your portfolio year on year.Equity early in your career. Share options are available, with the opportunity to buy shares at a discounted rate.A defined route to ownership. The firm's stated aim is for its advisory team to buy out the senior partners, at a discount, over the next four to five years.Strong earning potential. A basic salary of up to £70,000, with realistic total earnings of circa £90,000.Development that's taken seriously. A structured Training & Competence framework, supervision and case reviews, and support for your professional development, including working towards Chartered status.Truly independent, whole of market. No restricted panel and no in-house funds. You recommend what is right for each client.Owner-managed, not corporate. Work alongside and learn from experienced advisers and the decision-makers, with no consolidator targets. What you'll be doing
Taking on and developing an allocated portfolio of established private clients as part of a structured handoverDelivering holistic financial planning across retirement and pensions, investments and tax-aware planningConducting client meetings and ongoing reviews, and building long-term relationshipsSpotting additional planning opportunities within your client bank, always with good client outcomes firstWinning new clients through referrals, professional introducers, networking and your own connectionsProducing high-quality suitability documentation and keeping accurate, compliant client recordsWorking closely with the senior advisers and wider team as the business grows What you'll bring
An appropriate FCA-recognised qualification (Level 4 Diploma or equivalent) and a current Statement of Professional StandingExperience as a Financial Adviser, ideally with at least two years advising your own clientsSound technical knowledge across retirement planning and investments, and a willingness to take on more complex casesStrong communication skills and the ability to explain technical matters clearlyCommercial drive and the confidence to build new client relationshipsHigh standards of compliance, file quality and professional conductAmbition to progress, work towards Chartered status and become a future owner of the business All new advisers complete the firm's Training & Competence sign-off before advising independently, with supervision and support throughout.