About this role
SENIOR CREDIT RISK STRATEGY ANALYST
£60,000-£75,000
LONDON
This is an opportunity to join one of the UK's leading digital banking businesses, working within a highly regarded credit risk team that has built a reputation for developing some of the strongest talent in the consumer lending market. You'll take ownership of credit strategy across a lending product, using analytics to drive both risk and commercial performance in a fast-growing environment.
THE COMPANY
This innovative financial services business has established itself as a major player within UK consumer lending, combining advanced analytics, modern technology, and customer-focused products. They offer a broad range of lending and banking products and continue to experience strong growth across their customer base and product portfolio. They are known for investing heavily in both technology and employee development, making it an excellent environment for career progression.
THE ROLE
Take ownership of credit risk and commercial strategy for a specific lending productAnalyse portfolio performance and identify opportunities to improve business outcomesDevelop and optimise lending strategies using customer and portfolio dataUse SQL and Python to deliver insights and support strategic decision-makingMonitor credit performance and recommend data-driven policy changesWork closely with stakeholders across analytics, product, data science, and technology teamsContribute to the development and implementation of new credit strategies and decisioning frameworksPlay a key role in balancing growth, profitability, and customer outcomes
YOUR SKILLS AND EXPERIENCE
Strong commercial experience within credit risk strategy or credit risk analyticsExperience working within consumer lending environmentsAdvanced SQL skillsPython experience is highly desirableExperience developing or managing credit risk strategies and lending policiesStrong problem-solving skills with the ability to translate analysis into commercial recommendationsExcellent communication and stakeholder management skillsExperience working with large datasets and delivering actionable insights
SALARY AND BENEFITS
£60,000- £75,000 base salaryAnnual bonusHyrbid working model (2-3 days in the office)Modern Canary Wharf office locationStrong career progression opportunities within a high-performing credit risk functionExposure to multiple lending products and sophisticated analytical tools Opportunity to learn from experienced leaders and industry experts
HOW TO APPLY
Please register your interest by sending your CV to Rachael Lewis through the 'Apply' link.