About this role
CREDIT RISK MANAGER
£74,000- 120,000
LONDON
This is an opportunity to join one of the UK's most successful and fast-growing fintech businesses as they continue to scale their credit card portfolio. You'll play a key role in shaping credit strategy, using data-driven insights to influence business decisions and drive portfolio performance within a highly analytical and collaborative environment.
THE COMPANY
This fast-growing fintech business is transforming consumer lending through technology, data science, and machine learning. Operating at significant scale and backed by leading investors, they have built a strong reputation for delivering innovative financial products and exceptional customer experiences.
With continued growth across multiple product lines, they are investing heavily in their credit function and are looking for talented analytical professionals to help optimise lending decisions and influence strategic direction.
THE ROLE
Develop and enhance credit strategies across a growing credit card portfolioUse Python and SQL to analyse customer behaviour, portfolio performance, and lending outcomesGenerate data-driven insights to support acquisition, underwriting, pricing, and credit limit decisionsCollaborate with data science, product, and engineering teams to implement new strategies and modelsMonitor portfolio performance and identify opportunities to improve risk and commercial outcomesAssess the impact of external economic factors on credit performance and lending strategyTake ownership of key initiatives and make a measurable impact on business growth from day one
YOUR SKILLS AND EXPERIENCE
Strong commercial experience within credit risk, lending, or consumer financeProven experience developing and implementing credit card strategiesStrong coding capability with Python and SQL used in a commercial environmentExperience analysing large datasets and translating findings into business recommendationsKnowledge of portfolio management, underwriting, pricing, or credit risk optimisationStrong problem-solving skills with the ability to challenge assumptions and identify opportunities for improvementExperience working within a fast-paced analytical environment is beneficial
SALARY AND BENEFITS Competitive salary based on experiencePerformance-related bonusEquity participation schemePrivate health insuranceHybrid working model with flexibility to work from homeComplimentary lunches in the officePension schemeOpportunity to join a high-growth fintech business and accelerate your career progression
HOW TO APPLY
Please register your interest by sending your CV to Rachael Lewis through the 'Apply' link.