About this role
THE ROLE
Lead a team responsible for reviewing lending decisions and assessing compliance with lending guidelines and standardsIdentify trends, policy breaches or process gaps through structured quality reviews, and recommend practical improvementsOwn and maintain credit risk policy, underwriting guidelines and product policy end-to-endRun the periodic policy review cycle, keeping documentation current and audit-readyInvestigate and quantify the impact of policy changes, using data to support findings before recommending or implementing updatesResolve underwriting queries and feed practical learnings back into policy and guideline updatesPartner with product and Credit teams on new policy as products evolveTrack relevant regulatory and responsible-lending developments and translate them into policy updatesAct as a key point of contact for internal and external audit on quality and policy governanceCoach and develop team members, fostering a culture of continuous improvement THIS PERSON IS SOMEONE WITH…
Strong experience in credit risk, credit assessment, quality assurance or credit policy within a bank or non-bank lenderDemonstrated experience in a role with people leadership or mentoring responsibility, or clear readiness to step into a first-time leadership roleDemonstrated experience owning or contributing to credit policy, underwriting guidelines or product policy documentationExperience engaging with internal or external audit, compliance or regulatory stakeholdersExcel and data querying skills, with the ability to investigate and interpret the impact of policy changesBusiness lending experience is desirable BENEFITS & PERKS
Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots
Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space
Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs
Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions
Community Support: Paid volunteer leave, celebrations, company volunteer days
Career & Growth: Rapid advancement opportunities, higher education sponsorship, hackathons