At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch’s Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch’s ERGs are available to connect employees with others within the organization to offer professional and personal support. With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey. Fitch Ratings is seeking a Senior Analyst to join the ABS Group in our New York or Chicago office. Fitch Ratings is adding a highly motivated professional to the Asset Backed Securities (ABS) team as a Senior Analyst. The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans. Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends and have strong communication skills (written and verbal). About the Team: <ul style="margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Develop your presence in the ABS market while broadening your knowledge across different sectors, structures, and markets.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Join a collaborative, global team dedicated to producing timely, insightful, and forward-looking credit analysis and research that informs the debt capital markets.</li> </ul> How You’ll Make an Impact: <ul style="margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Analyze key credit, legal, and structural aspects of ABS transactions.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Support rating workflows by assisting in the analysis and monitoring of a portfolio of ABS transactions.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Utilize cashflow models to help form opinions on future performance.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Stay up to date on sector trends and communicate your findings effectively within the team and to external stakeholders.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Contribute to research reports and special projects focused on sector trends.</li> </ul> You May be a Good Fit if: <ul style="margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">You hold a BA/BS degree and have at least 3 years of relevant work experience (excluding internships).</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">You have strong written and verbal communication skills.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">You are comfortable analyzing large datasets and deriving meaningful conclusions.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">You enjoy working collaboratively and have strong interpersonal skills.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">You have a good understanding of finance fundamentals and current economic conditions.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">You are eager to learn new concepts, ask questions, and grow your expertise.</li> </ul> What Would Make You Stand Out: <ul style="margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Direct experience with ABS credit or structured finance is a plus, but not required.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Thoughtful perspectives on economic trends and their impact on consumer credit performance.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Passion for analysis, attention to detail, and a desire to build a career in credit research and ratings.</li> </ul> Why Choose Fitch: <ul style="margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Hybrid Work Environment: 3 days a week in office required based on your line of business and location.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe.</li> <li style="margin:0.0in 0.0in 0.0in 32.0px;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif;color:black">Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community.</li> </ul> Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK: Expected base pay rates for the role are between $95,000 and $110,000 per year. Actual salaries will be determined on an individual basis and may vary based on factors including, but not limited to, education, training, experience, past performance, and other job-related considerations. Base pay is one component of Fitch’s total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch, depending on the position. #LI-EC1 #LI-HYBRID

Structured Finance - Asset-Backed Securities, Senior Analyst - New York (New York, NY, US) @ Fitch Group Inc P

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