Be #InGoodHands with Metrobank! Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach! Position Title: Head, Commercial Credit Division Job Summary: The Credit Division Head is responsible for planning, supervising and directing activities of the division which include: • Evaluation of credit proposals coming from Lending Units, both domestic and international branches and subsidiaries • Ensures compliance with internal and external (BSP) Bank policies • Validation and approval of credit proposals submitted by Lending Units Specific Duties and Responsibilites Credit Assessment and Proposal Review and Approval: • Guarantees quality credit assessments that is aligned with the standards of the Bank • Timely review and approval of account renewals, prospective borrowers and various credit requests and reports. Risk Evaluation and Credit Structuring: • Appropriately assess credit risk ratings and classifications and demonstrates strict compliance to documentation and bank policies. • Initiates policy queries, review or amendments Coordination and Documentation: • Coordinates with Lending Units to effectively monitor account status and performance • Partners with Credit Administration Department, Credit Control and Documentation Division, Credit Investigation and Appraisal Division, Legal (or with other relevant units) to ensure that proposals have the appropriate approvals, loan documentation process is in order and collateral/policy deviations are mitigated. Monitoring and Reporting: • Stays on top of the credit portfolio by performing necessary coordination with Institutional Business Sector (IBS) partners • Performs effective portfolio management, recognizes potential issues that requires immediate attention or escalation and initiates remedial management efforts for non-performing loans of accounts showing signs of weakness Talent Development: • Ensures effective performance management of the team against set KRAs and people development • Coordinates with Human Resource partners to ensure adequate talent is available and honed with well-thought-out career development programs Additional Responsibilities: • Perform other related duties as assigned to support the overall success of the Bank. Qualifications: <ul> <li style="font-size:10.0pt;font-family:arial, helvetica, sans-serif">Must have a Bachelor’s degree from a college/university, preferably a graduate of Business course.</li> <li style="font-size:10.0pt;font-family:arial, helvetica, sans-serif">At least 10 years experience in middle market - commercial lending.</li> <li style="font-size:10.0pt;font-family:arial, helvetica, sans-serif">At least 3 years equivalent experience leading a team.</li> <li style="font-size:10.0pt;font-family:arial, helvetica, sans-serif">Proficiency in spoken and written Chinese is preferred.</li> </ul>

HEAD, COMMERCIAL CREDIT DIVISION - CENTRAL METRO MANILA II (Taguig, Philippines) @ MBTCHCM

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