About this role
Create the future with Affin! You too can make a difference.
We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.
• Evaluate credit applications for SME/Commercial clients, including new, renewal, and enhancement requests. • Perform financial analysis on audited accounts, management reports, and cash flow projections. • Assess creditworthiness by analyzing business models, industry risks, repayment capacity, and collateral adequacy. • Prepare credit proposals and Memorandum of Approval (MA) for submission to Credit Committee. • Ensure compliance with internal credit policies, regulatory guidelines, and risk management frameworks. • Engage with Relationship Managers to clarify business background and structure appropriate financing solutions.