About this role
Job Requirements
The role incumbent will be responsible for end-to-end credit underwriting and disbursal of the loan
- Credit assessment and underwriting of loan applicationsbased on product and policy norms – end to end from login to disbursal of loans
- Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
- Disbursal of loans including all checks and verifications
- Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices
- In-person meetings and discussions with clients
- Responsible for maintaining the processing TAT
- Participate in and clear regular internal and external audits
- Vendor management, including quality monitoring
Partner in terms of providing policy inputs to Risk teams which will formulate the right policy for Godrej Capital
Work Experience
2-4 years
Benefits
- Adhere to expected TAT without compromising on quality
- Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles
- High emphasis on customer centricity
- Work collaboratively with Sales and Operations team in the location to achieve strategic business goals.
Technology skills – understanding of and working with existing market technologies in the mortgage industry