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Business Development Associate - Collateral Loan @ Cermati.com

Jakarta, IDOnsiteContractJob reference REF864K
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About this role

Partner Recruitment: Identify and onboard third-party agents, such as used car dealers and collateral loan agencies, to act as consistent referral channels.Territory Mapping: Conduct physical and digital market surveys to identify high-potential SME clusters and residential areas for collateralized lending.Lead Management: Convert incoming inquiries and cold leads into qualified loan applications through proactive follow-ups and CRM tracking.Initial Pre-Screening: Perform preliminary checks on collateral quality and applicant creditworthiness to ensure high approval rates from the credit team.Pipeline Coordination: Act as the primary liaison between the client and internal departments to ensure rapid loan disbursement within agreed service levels.Competitor Analysis: Monitor the interest rates and Loan-to-Value (LTV) ratios of rival multifinance firms to maintain a competitive product edge.Micro-Marketing Activation: Organize and execute grassroots promotional events, such as booth setups in traditional markets or community hubs, to capture direct leads.Account Retention: Maintain ongoing relationships with existing borrowers to facilitate loan top-ups and renewals once they reach eligible payment milestones.

Bachelor’s Degree (S1) Worked in car & motorcycle leasing companies with similar collateral loan productHave worked in similar position at least 3 yearsProficient with Microsoft officeHave financial literacy & basic credit analysis for collateral loanUnderstand regulatory & compliance for multifinanceBasic collateral appraisal skills Min TOEFL 500SPPI & APPI certification is a plusHave SIM A or SIM C

Skills

Business DevelopmentBusiness DevelopmentAssociateFinancial Services

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