About this role
The Cross Family of Agencies welcomes you. We need your talent and expertise.
Job Description Position Title: Staff Accountant Location: Bangor, ME (NO REMOTE) Reports To: Accounting Manager Position Overview The Staff Accountant plays a vital role in maintaining the accuracy and integrity of financial records and supporting day-to-day accounting operations for the insurance agency. Reporting directly to the Accounting Manager, this entry-level role is responsible for carrier commission reconciliations, agency/direct bill processing, premium trust account maintenance, bank reconciliations, and supporting month-end close procedures across agency operations.
Key Responsibilities
• Reconcile carrier commission statements (direct bill and agency bill) against policies written to ensure accurate revenue tracking and producer commission splits
• Perform routine bank reconciliations for operating accounts and assist with premium trust account oversight to ensure regulatory compliance and separation of funds
• Prepare and post standard journal entries, record accounts payable transactions, and assist with vendor payments and cash movements between entities
• Assist with month-end close procedures, including expense variance analysis, accruals, and deferral tracking for carrier payables and producer payables
• Support external auditors by gathering documentation for year-end audits or state regulatory filings
Qualifications & Requirements
• Education: Bachelor’s degree in accounting or finance required
• Experience: 0–2 years of accounting experience (relevant internship experience is considered)
• Technical Skills:
• Proficiency in Microsoft Office
• Workday experience is preferred
• Prior exposure to or familiarity with insurance Agency Management Systems such as AMS360, Applied Epic, Salesforce, or EZLynx is a strong plus
• Key Competencies:
• Solid understanding of basic GAAP principles and foundational accounting practices
• Foundational knowledge of insurance billing concepts (Direct Bill vs. Agency Bill, carrier commissions, and producer splits) is preferred
• High attention to detail, organization, and analytical problem-solving skills
• Excellent verbal and written communication skills
• Strong commitment to maintaining internal controls, confidentiality, and internal/external customer service
Compensation The base salary range for this role is $53,000-$59,000. Actual compensation will be based on factors including location, skills, experience, and internal equity. Cross Insurance offers a comprehensive benefits package including medical, dental, vision, 401(k) with match, paid time off, and more.