About this role
Create your future with Affin! You too can make a difference.
Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.
JOB PURPOSE
• To develop new innovative financing products to gain market share, represent our brand and would distinct us from competitor. • To enhance existing mortgage products, process, policy to remain competitive, relevant and profitable.
JOB RESPONSIBILITIES
PRODUCT
• Conduct market research to ensure product packages remain competitive. • Develop new and enhance existing Mortgage related products, projects and special packages. • Product owner & liaison with other stakeholders, including Internal (within Affin Bank Group) and External (e.g. Cagamas, SJKP and etc) on product, policy, compliance & governance matters, e.g. RPP, SBR, BNM Responsibility Financing, etc. • Prepare/Review proposal papers to Group Management Credit Committee / Product Group Management Committee for new proposition, enhancement and review of Mortgage Retail Product Program (RPP). • Manage and ensuring Deviation and Exception within approved limit.
PRODUCT RELATED REPORTING
• Market Intel study – market share, monthly industry growth and GIL trend. • Prepare external monthly & quarterly reporting including SJKP, Cagamas related reports. • Internal monthly RPP reporting including Monitoring of Asset Quality of Deviation Approval and Adverse Portfolio Indicator Tracking. • Ensure data accuracy for management reporting.
MARKETING
• Maintain & upkeep the Mortgage Business homepage portal to ensure latest updates. • Assisting Sales Force by providing useful marketing/sales tool kit and handling queries related to product features, credit and policy related. • Guidance to sales and CCM related to RPP matters.
LOS/SIBS
• Approval/Reject of Product deviations (other than pricing) routed in LOS. LOS and SIBS UAT testing verifier – related to Letter of Offer, Product Maintenance, parameterized related and Ad hoc reports.