About this role
As a Credit Officer, you will play a crucial role in our company's financial operations. Your primary responsibility will be to manage and oversee credit-related activities, ensuring smooth and efficient processes. You will work closely with our back-office team to maintain accurate records, process credit applications, and provide timely updates to customers. Your expertise in credit management will contribute to the overall success of our financial services division.
• Manage and oversee credit operations, ensuring compliance with policies and regulations. • Process and evaluate credit applications, performing thorough credit checks. • Maintain accurate records of credit transactions and customer information. • Provide timely updates and communication to customers regarding their credit status. • Collaborate with the back-office team to streamline credit processes and improve efficiency. • Monitor and analyze credit trends, identifying potential risks and opportunities. • Ensure compliance with internal controls and external regulations related to credit. • Resolve customer inquiries and complaints related to credit services. • Conduct periodic reviews of credit policies and procedures, suggesting improvements. • Stay updated with industry best practices and emerging trends in credit management.
• Bachelor's degree in Finance, Accounting, or a related field. • Minimum 3 years of experience in credit management or a similar role. • Strong knowledge of credit policies, regulations, and best practices. • Excellent analytical and problem-solving skills for credit assessment. • Proficiency in using credit management software and tools. • Effective communication and customer service skills. • Ability to work independently and manage multiple tasks. • Attention to detail and accuracy in handling financial data. • Familiarity with banking and financial services industry is preferred. • Willingness to stay updated with industry trends and regulations.