About this role
Salary: £70,000 - 90,000 per year
Requirements: Significant experience in financial crime, fraud prevention or AML within a UK regulated financial services environment.Experience managing transaction monitoring platforms, rules engines or machine learning driven detection systems.Strong understanding of UK financial crime regulations, including FCA requirements, Money Laundering Regulations and POCA.Knowledge of machine learning model governance and performance metrics, including false positive rates and model monitoring.Proven experience leading specialist or technical teams.Track record of improving detection effectiveness and reducing false positives.Excellent stakeholder management and communication skills.Desirable: Financial crime experience within a UK payments or fintech organisation.Desirable: Experience with AI or machine learning decisioning in financial crime.Desirable: Knowledge of Faster Payments, APP fraud or card fraud prevention.Desirable: Experience working with third-party fraud detection platforms and technology providers. Responsibilities: Lead the Detection & Decisioning function and develop a high-performing specialist team.Own customer onboarding (KYC) decisioning and transaction monitoring across Faster Payments and card payments.Manage and optimise rules engines, including thresholds, suppression strategies and detection logic.Improve alert quality by reducing false positives while maintaining strong fraud detection.Act as the business owner for machine learning models used in financial crime detection.Monitor model performance, governance and explainability, working closely with Data Science teams.Ensure monitoring capabilities evolve in line with emerging fraud trends and regulatory requirements.Maintain governance frameworks and audit-ready documentation for detection rules and automated decisions.Collaborate with Product, Compliance, Operations and external technology partners to enhance detection capabilities.Support regulatory engagement and represent the detection function during audits and FCA reviews. Technologies: AISupportMachine Learning More:
We are a growing fintech business based in Manchester, offering a hybrid working model with 2 to 3 days per week in the office. We are building a brand-new Detection & Decisioning function at the heart of our Financial Crime operation, with strong executive backing and the opportunity to shape how fraud and financial crime are detected across the business. We offer a salary of £70,000 to £90,000 depending on experience, 25 days annual leave plus bank holidays, employer pension contributions, and a collaborative environment with exposure to cutting-edge AI and machine learning technology. This is an opportunity to combine financial crime expertise with emerging technology in a leadership role and help drive innovation across the organisation.
last updated 29 week of 2026