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Sr. Analyst/Analyst - Underwriting Services(Pre-IR) @ Better Mortgage

Gurugram, HaryanaOnsiteFull-timePosted 78 days ago

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About this role

Better is the first AI-native mortgage and home equity finance company, revolutionizing one of the largest financial markets in the world. We make home finance radically more transparent; using AI and proprietary technology to eliminate friction from the mortgage process through our industry-leading AI platform, Tinman®, and the first voice-based AI mortgage assistant, Betsy™. Our mission is simple: make homeownership cheaper, faster and more accessible by transforming how people buy and finance homes.

The facts that speak for themselves:

We’ve funded over $110 billion in loans (more than any other fintech in the US!)

Raised over $1.2 billion in equity capital to modernize the $15 trillion mortgage industry

Better’s propriety AI platform makes us an award-winning lender:

Fintech Breakthrough Award 2025: Best Lending Innovation

Yahoo! Finance (Jan 2025): Best Mortgage Lender for First-Time Homebuyers – Best for quick approval

Yahoo! Finance (2025): Best Online Mortgage Lender

Money Magazine (2025): Best for fast closing

Forbes (2023): Best Online Mortgage Lender

We’re building the future of home finance - and we’re looking for smart, driven, ambitious innovators who are ready to tackle the most impactful work of their careers.

Better is the first AI-native mortgage and home equity finance company, revolutionizing one of the largest financial markets in the world. We make home finance radically more transparent; using AI and proprietary technology to eliminate friction from the mortgage process through our industry-leading AI platform, Tinman®, and the first voice-based AI mortgage assistant, Betsy™. Our mission is simple: make homeownership cheaper, faster and more accessible by transforming how people buy and finance homes.

The facts that speak for themselves:

- We’ve funded over $110 billion in loans (more than any other fintech in the US!)

- Raised over $1.2 billion in equity capital to modernize the $15 trillion mortgage industry

- Better’s propriety AI platform makes us an award-winning lender:

- Fintech Breakthrough Award 2025: Best Lending Innovation

- Yahoo! Finance (Jan 2025): Best Mortgage Lender for First-Time Homebuyers – Best for quick approval

- Yahoo! Finance (2025): Best Online Mortgage Lender

- Money Magazine (2025): Best for fast closing

- Forbes (2023): Best Online Mortgage Lender

We’re building the future of home finance—and we’re looking for smart, driven, ambitious innovators who are ready to tackle the most impactful work of their careers.

As part of the Underwriting Services team, your main job is to check mortgage applications to make sure everything is filled out correctly and nothing is missing. You will look at financial documents like income, Asset statements, Purchase contract and credit reports, and enter the information into the system. If anything is missing or unclear, you will contact the appropriate stakeholder to get it fixed. Your strong attention to detail, good judgment, and focus on customer service will help support our goal of making homeownership possible for more people.

Key Responsibilities:

· Review and Evaluate Applications:

Check initial mortgage applications to make sure all the necessary information is filled out correctly and completely.

· Verify Documents:

Confirm that the applicant's credit reports, income proof (like pay stubs or tax returns), bank statements, and purchase agreements are correct and match the application.

· Data Entry:

Carefully enter information from mortgage documents into the company’s systems and underwriting tools, making sure all data is accurate and up to date.

· Use Company Tools:

Upload and organize the correct documents in the company’s internal systems and portal used for the underwriting process.

· Follow Guidelines:

Ensure all application review work follows company policies, underwriting rules, and legal regulations in the mortgage industry.

· Communicate with Stakeholders:

Work closely with applicants and Mortgage Ops team and other team members to ask for missing documents, explain decisions, and give updates on the application status.

· Keep Records:

Maintain clear and accurate records of what documents were approved or rejected, the reasons why, and what additional information is needed.

· Stay Informed:

Keep yourself updated on any new industry practices, rule changes, or underwriting trends to do the job better.

· Help Improve the Process:

Share your feedback and ideas to make the application review process faster, more efficient, and better for the customer.

Qualifications:

● MBA or a related field is typically required.

● Minimum 0-1 years' experience in US mortgage Pre-Underwriting (Freshers are eligible).

● Strong analytical skills with the ability to evaluate complex financial documents.

● Knowledge of US mortgage industry regulations,primarily conventional loan programs.

● Excellent communication and interpersonal skills.

● Attention to detail and the ability to work independently.

Company Benefits

In Office Perks

Experience our comprehensive office perks, including daily meals and transport facility for commuting to and from the office, available for all employees coming to the office.

Health & Well-being

Our comprehensive medical plan is available for you, your spouse and dependents. Employees are covered under Mediclaim, Group Term life insurance and Accidental insurance.

Other Perks at Better

Experience flexibility with our night shift allowance, work from home allowance and transportation allowance, where applicable. We prioritize your convenience.

Company Benefits

We’re proud to support our employees and their families with a benefits package designed to care for their health, well-being, and everyday life. All full-time and benefit-eligible part-time employees can enjoy the following benefits:

Day One Coverage – Your benefits begin on your first day, so you’re supported from the start

Nationwide Medical, Dental & Vision Coverage – Comprehensive plans that travel with you, wherever you are

Mental Health Support When You Need It – Immediate access to virtual therapy with licensed providers for you and your eligible dependents (ages 6+), with your first few visits covered at no cost!

Health Savings Account (HSA) – Includes an employer contribution to help you plan for healthcare expenses

Employer-Funded Dependent Care FSA – Support for childcare and/or dependent care costs

Disability & Life Insurance – Provided at no additional cost to give you added peace of mind

Flexible PTO – Time off when you need it, so you can recharge and focus on what matters most

Extra Perks & Discounts – Including pet insurance, savings programs, and more to support life beyond work

The compensation offered for this role will be based on multiple factors such as location, the role’s scope and complexity, and the candidate’s experience and expertise, and may vary from the range provided.

Disclaimer

Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Skills

UnderwritingFor Go Live: Mortgage Operations

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