Job title: Credit Risk Infrastructure Corporate Title: Analyst / Associate Department: Credit Risk Location: New York The pay range for this position at commencement of employment is expected to be between $85,000 and $120,000 per year. * (see below footnote for additional compensation and benefits information). Company overview Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit <a href="https://www.nomura.com">www.nomura.com</a>. Aon’s Benefit Index®, Nomura’s benefits rank #1 amongst our competitorsDepartment Overview: Credit Risk Management (CRM) operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk at Nomura includes: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Evaluation of likelihood that a counterparty defaults on its payments and obligations;</li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Assignment of internal ratings to all active counterparties;</li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Approval of extensions of credit and establishment of credit limits;</li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Measurement, monitoring and management of Nomura’s current and potential future credit exposures;</li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Setting credit terms in legal documentation, including margin terms; and</li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Use of appropriate credit risk mitigants, including netting, collateral and hedging.</li> </ul> Role Description: Based in New York supporting the Regional Head of Credit Risk Infrastructure and Reporting. The candidate will need to be an excellent communicator, risk aware, technically adept and a self-starter. The candidate will be supporting the following activities: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Technical Implementation <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Leverage SQL for data extraction and analysis </li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Design automated workflows </li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Design and maintain target operating models</li> </ul> </li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Process Improvement and Automation: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Collaborate with IT and other functions to streamline and automate credit risk processes</li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Develop new tools for internal credit risk requirements and regulatory compliance</li> </ul> </li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Data Analysis and Risk Management: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Assist in monitoring areas of risk and credit risk metrics</li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Support CRM in Managing limits and excesses or products, counterparties, and countries</li> </ul> </li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Control and Governance <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Conduct regular checks, issue tracking and remediation monitoring in line with credit risk policies.</li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Perform governance control on processes performed by credit risk analyst. </li> </ul> </li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Reporting and Presentations: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Prepare and present senior management decks on credit risk metrics and ad-hoc analysis</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Create and deliver regulatory reports for JFSA, PRA, FINRA, and SEC </li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Prepare and deliver reports for regulatory processes and multi-divisional forums</li> </ul> </li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Internal Audit and Reconciliation: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Implement adjustments and adhere to defined governance standards </li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Perform reconciliations and resolve audit findings </li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Escalate discrepancies to senior management in a timely manner</li> </ul> </li> </ul> Skills, experience, qualifications and knowledge required: Seeking a proactive, hard-working and dynamic individual with: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:12.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Technical Expertise: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Microsoft Office </li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">SQL</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Decisions</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Power BI</li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Machine Learning</li> </ul> </li> <li style="margin:0.0in 0.0in 3.0pt 32.7334px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Domain: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Risk Management experience in a Financial Institution</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Undergraduate degree</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Knowledge of Credit Risk fundamentals</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Knowledge of Credit Risk exposure metrics</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Good understanding of financial products / instruments</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Understanding of economic & regulatory capital</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Well-versed on the US regulatory rules impacting credit risk</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Self-motivated, logical thinking, good interpersonal skills and demonstrate ability to form successful working relationships</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Delivery focused with the ability to work well under pressure and meet deadlines under compressed timescale</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Organizational skills, multitasking and detail oriented</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Strong communication abilities to work with stakeholders</li> <li style="margin:0.0in 0.0in 0.0in 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Problem-solving and analytical thinking</li> <li style="margin:0.0in 0.0in 3.0pt 13.0667px;font-size:10.0pt;font-family:Aptos, sans-serif;text-indent:4.3333px">Project management capabilities</li> </ul> </li> </ul> Nomura Competencies Explore Insights & Vision <ul style="list-style-type:square;margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 0.0px;text-align:justify;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif">Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.</li> </ul> Making Strategic Decisions <ul style="list-style-type:square;margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 0.0px;text-align:justify;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif">Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.</li> </ul> Inspire Entrepreneurship in People <ul style="list-style-type:square;margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 0.0px;text-align:justify;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif">Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.</li> </ul> Elevate Organizational Capability <ul style="list-style-type:square;margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 0.0px;text-align:justify;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif">Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing. </li> </ul> Inclusion <ul style="list-style-type:square;margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 0.0px;text-align:justify;line-height:normal;font-size:12.0pt;font-family:Aptos, sans-serif">Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).</li> </ul> *<a name="_Int_uouYZrDa"></a>base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, discretionary awards and eligibility for commissions for applicable sales roles in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment. If hired in the U.S., employee will be in an “at-will position” and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors”. Nomura is an Equal Opportunity Employer

Credit Risk Analyst/Associate (New York, NY, US, 10019) @ Nomura Holdings, inc.

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