About this role
Compliance Analyst
Location: Birkikara
About the Role
We are looking for an experienced Compliance Analyst to join our Compliance and Financial Crime team based in Malta. This role is ideal for someone with a strong background in fintech or financial services who has hands-on experience in AML, financial crime investigations, compliance monitoring, and regulatory compliance.
Reporting to the Compliance Officer, you will act as the deputy compliance lead on the ground, supporting the day-to-day compliance function while ensuring the business maintains the highest regulatory standards.
Key Responsibilities
Monitor and investigate unusual transaction activity that may indicate money laundering, terrorist financing, fraud, or other financial crime.
Conduct detailed investigations into customer activity, transaction patterns, and the purpose of payments.
Collect, analyse, and document relevant customer, account, and transaction data.
Perform transaction monitoring reviews and escalate suspicious activity where appropriate.
Support the onboarding process for high-risk customers, including enhanced due diligence (EDD) reviews.
Execute and contribute to the Compliance Monitoring Programme, ensuring adherence to internal policies and regulatory obligations.
Assist with internal and external audits and support remediation activities.
Research and analyse emerging financial crime risks, trends, and regulatory developments.
Collaborate with business stakeholders to ensure compliance risks are appropriately managed.
Support the Compliance Officer by acting as their deputy and providing guidance on day-to-day compliance matters.
Maintain accurate records and prepare reports for management and regulatory purposes.
Requirements
Essential
Approximately 5 years’ experience in Compliance, AML, Financial Crime or Regulatory Compliance.
Experience within a FinTech or wider financial services environment (payments, EMI, PSP, banking or similar).
Strong understanding of AML/CFT regulations and financial crime frameworks.
Experience operating or contributing to a Compliance Monitoring Programme.
Hands-on experience with transaction monitoring systems and alert investigations.
Experience managing or reviewing high-risk customer onboarding and Enhanced Due Diligence (EDD).
Experience supporting or managing regulatory and internal audits.
Good understanding of regulatory requirements applicable to payment institutions and financial services.
Strong analytical and investigative skills with excellent attention to detail.
Ability to identify trends, patterns and emerging risks across large datasets.
Ability to manage high volumes of work while maintaining accuracy.
Strong problem-solving skills and the ability to work independently.
Excellent written and verbal English communication skills.
Experience working within a Malta-regulated financial institution.
Desirable
Knowledge of correspondent banking and cross-border payment services.
Familiarity with payment systems and multiple financial products.
Professional AML or Compliance qualifications (ICA, ACAMS or equivalent).
What We’re Looking For
Highly analytical with excellent attention to detail.
Able to balance detailed investigations with a broader risk perspective.
Comfortable working in a fast-paced, evolving regulatory environment.
Proactive, accountable, and solutions oriented.
Strong stakeholder management and communication skills.
Able to act as a trusted second-in-command to the Compliance Officer