About this role
Personal Lines & Country Farm Underwriter – Level I
Junior Property & Casualty Underwriter
Salary: $44,000–$66,000 annually
Reports To: Vice President, Underwriting
Department: Underwriting
Employment Type: Temporary 18-month leave
About the Opportunity
We are seeking a motivated, detail-oriented and customer-focused individual to join our Underwriting Department. This is an excellent opportunity to develop a career in property, country farm and automobile insurance within a mutual insurance environment.
The successful candidate will assess insurance risks, determine coverage and underwriting conditions, prepare quotations and build strong relationships with brokers.
Key Responsibilities
Underwriting (85%)
- Evaluate property, country farm and automobile risks within established underwriting authority.
- Review applications, assess risks and determine appropriate coverage, rates and conditions.
- Prepare quotations for new and existing business and bind coverage.
- Review inspection reports and communicate recommendations to brokers.
- Process new business, renewals and endorsements accurately and within established timelines.
- Calculate premiums and maintain accurate policy documentation in Cognition+.
- Coordinate property inspections and follow up on underwriting concerns.
- Review renewals and work with brokers to obtain updated information.
- Assist with reporting, reconciliations and departmental improvements.
Administration & Broker Relations (15%)
- Build and maintain positive relationships with brokers.
- Respond to inquiries and provide guidance on coverage, rates and underwriting procedures.
- Prepare broker correspondence and underwriting documentation.
- Assist with staff training and broker performance reviews.
- Participate in department meetings, training and professional development.
- Stay informed of insurance industry developments and follow company policies.
Additional duties may be assigned as required.
Qualifications & Experience
- College diploma or university degree in Business Administration, Insurance or a related field.
- One to three years of insurance or related administrative experience.
- Property, automobile or country farm underwriting experience is an asset.
- Interest in pursuing or currently enrolled in the Chartered Insurance Professional (CIP) designation is preferred.
- Knowledge of mutual insurance operations and underwriting systems is an asset.
Skills & Competencies
- Strong attention to detail and accuracy.
- Excellent written and verbal communication skills.
- Strong organizational and time management abilities.
- Customer service and relationship-building skills.
- Analytical and problem-solving abilities.
- Ability to prioritize, multitask and meet deadlines.
- Proficiency with computer systems; Cognition+ experience is an asset.
- Positive attitude, adaptability and a collaborative approach.
What We Offer
- Competitive annual salary of $44,000–$66,000, based on qualifications and experience.
- Professional development and support toward CIP designation.
- A supportive and collaborative work environment.
- Opportunities to grow within the insurance industry.
Accessibility & Accommodation
We are committed to an inclusive and accessible workplace. In accordance with the Accessibility for Ontarians with Disabilities Act (AODA) and the Ontario Human Rights Code, accommodations are available throughout the recruitment process.
Applicants requiring accommodation are encouraged to contact us at any stage. We are committed to providing an equitable and accessible hiring experience.
We thank all applicants for their interest. Only candidates selected for an interview will be contacted.
44,000 to 66,000