CLO Structuring, Associate @ Mufgub

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

EDUCATION

• Degree or equivalent work experience equally preferable
• Preferred fields of study include Finance, Accounting, Economics, Mathematics, or Business Administration
• Master of Business Administration (MBA) or relevant graduate degree advantageous

CERTIFICATIONS

• Financial Industry Regulatory Authority (FINRA) Securities Industry Essentials (SIE), Series 7, Series 79 and Series 63

WORK EXPERIENCE

• Demonstrated execution experience with increasing transaction complexity and client interaction
• Financial services or other highly regulated industry exposure preferred
• Direct experience in warehouse lending, asset-backed securities (ABS) or collateralized loan obligation (CLO) origination and structuring, or structured credit
• Track record of independently executing cash flow models, marketing materials, transaction documentation, and rating agency workstreams

FUNCTIONAL SKILLS

• Established proficiency in cash flow modeling, structuring scenarios, and rating agency model submissions for warehouse, ABS, and CLO mandates
• Demonstrated competence in lead authorship of marketing materials, indicative term sheets, and investor presentations
• Proficient in engagement with rating agencies (Moody's, S&P, Fitch, KBRA, DBRS Morningstar) on methodology application and structural feedback
• Independent capability in coordination across banking coverage, legal counsel, risk partners, accountants, syndicate, and sales and trading
• Substantive experience in execution of transaction workstreams, including documentation negotiation, due diligence, marketing, and pricing
• Comprehensive understanding of regulatory frameworks, including Regulation AB II, risk retention, and Volcker Rule covered fund considerations
• Strong proficiency in advanced cash flow analytics, scenario modeling, and stress testing
• Practical command of mentorship of analyst-level professionals on modeling, materials, and execution standards

FOUNDATIONAL SKILLS

• Communicates effectively
• Identifies multiple paths to success using analytical and critical thinking as well as decision-making skills
• Exercises sound judgment, prioritizes effectively, and strives for continuous improvement
• Effectively collaborates with colleagues
• Leverages available technology to drive efficiency and results
• Understands and applies industry trends and best practices
• Exhibits optimism, resilience, flexibility, and openness to others' ideas
• Values learning as a lifelong professional objective
• Engages inclusively and with intent
• Always acts with integrity

RESPONSIBILITIES

• Executes financing solutions for clients secured by asset cashflows across warehouse lending and term ABS and CLO transactions
• Owns cash flow modeling, structuring scenarios, and rating agency model submissions for warehouse, ABS, and CLO mandates
• Drafts and quality-controls marketing materials, indicative term sheets, investor presentations, and offering memoranda
• Generates structuring ideas and pitches in response to client objectives, asset characteristics, and capital markets conditions
• Executes warehouse and capital markets transactions, including documentation negotiation, due diligence coordination, marketing, and pricing
• Engages directly with rating agencies (Moody's, S&P, Fitch, KBRA, DBRS Morningstar) on methodology application and structural feedback
• Coordinates the transaction working group across banking coverage, legal counsel, risk partners, accountants, syndicate, sales and trading, and investors
• Analyzes market trends, asset class performance, and secondary spread movements to inform pricing and structure recommendations
• Applies Regulation AB II, risk retention, Volcker Rule covered fund, and applicable securities law frameworks across mandates
• Mentors analyst professionals on modeling, materials, and execution standards

The typical base pay range for this role is $175K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that

• (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and
• (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA).

The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.