Senior Team Leader - Life Insurance Supervision @ Edward Jones

Opportunity Overview

The Senior Team Leader in Life Insurance Supervision provides strategic leadership and program-level decision-making for the firm's supervision of life insurance products. The team is responsible for both point-of-sale supervision and ongoing supervision of in-force insurance business, including replacement and exchange review, and monitoring activities designed to identify emerging client, regulatory, and business risks.

The scope of products supervised by this group includes Permanent, Term, Long-Term Care, disability, and other protection-oriented insurance solutions that may expand as new products and strategies are introduced.

This role establishes supervisory standards, risk-based controls, governance practices, and compliance frameworks to ensure effective oversight of life insurance sales, replacements, exchanges, and in-force business. The Senior Team Leader serves as the primary escalation point for complex supervisory, suitability, replacement, exchange, and regulatory matters related to life insurance products. The role partners closely with Product, Legal, Risk, Compliance, Operations, and business leadership to manage supervisory, operational, financial, regulatory, and reputational risks associated with life insurance business.

Additionally, this position drives enterprise-wide initiatives, enhances supervisory programs and tools, and represents the firm during regulatory examinations, audits, governance reviews, and industry engagements. The Senior Team Leader influences organizational decisions through recommendations to senior leadership, governance committees, and executive stakeholders.

What You'll Do

• Provide leadership, coaching, performance management, and development for insurance supervision leaders and specialized supervision teams, while building organizational capability through talent development and succession planning.
• Build consistency and alignment across supervision, risk, compliance, product, underwriting, and operations functions.
• Own the strategic direction, supervisory effectiveness, and risk management outcomes for the firm's life insurance supervision program, ensuring alignment with enterprise risk, regulatory, client protection, and business objectives.
• Serve as the department subject matter expert and primary escalation point for complex supervisory, suitability, replacement, exchange, conservation, and regulatory matters involving VUL, IUL, UL, Whole Life, Term, Long-Term Care, Disability, and related insurance products.
• Develop, maintain, and enhance supervisory frameworks, governance practices, Written Supervisory Procedures (WSPs), controls, monitoring programs, escalation protocols, guidance, and training designed to address evolving product, regulatory, and business risks.
• Conduct oversight reviews and provide direction on complex cases involving insurance suitability, needs-based sales practices, replacement transactions, Section 1035 exchanges, premium funding strategies, policy financing arrangements, disclosure requirements, insurable interest considerations, and other specialized supervisory concerns.
• Oversee supervisory programs related to replacement activity, policy exchanges, policy rescissions, conservation efforts, and other transactions that present elevated regulatory, client outcome, or reputational risk.
• Lead supervisory oversight of in-force insurance business, including reviews involving policy performance, premium adequacy, policy lapse risk, material policy changes, suitability of ongoing premium commitments, and other significant post-sale servicing events.
• Lead risk assessments and participate in product governance, new product approval, and business risk review processes to evaluate supervisory implications, operational readiness, client protection considerations, and control requirements for life insurance and protection products.
• Partner with Legal, Risk, Compliance, Product Management, Operations, and business leaders to identify, assess, and mitigate regulatory, operational, financial, and reputational risks while implementing supervisory enhancements based on regulatory and industry developments.

Lead enterprise initiatives that strengthen supervisory effectiveness and operational efficiency, influence senior leadership and governance committees through strategic recommendations, and represent the firm in regulatory examinations, audits, legal proceedings, and other external engagements.

Position Requirements

What You'll Need

• Extensive experience (6+ years) supervising and/or leading teams involved in life insurance, protection products, insurance operations, insurance supervision, compliance, or related risk management functions.
• Significant experience reviewing and supervising insurance suitability, replacement transactions, Section 1035 exchanges, and complex life insurance sales practices.
• Experience leading large-scale strategic initiatives, influencing senior leadership, and managing supervisory frameworks.
• FINRA Series 7 and Series 66 (or equivalent) required.
• FINRA Series 9/10, Series 24, and resident insurance licenses required (or must be obtained within 4 months of hire), as applicable.
• Extensive knowledge of life insurance products, policy mechanics, replacement regulations, insurance licensing requirements, industry regulations, firm policies, and supervisory systems.
• Strong leadership, analytical, investigative, risk assessment, and decision-making skills.
• Ability to evaluate complex insurance recommendations, policy funding strategies, replacement justifications, and client outcome considerations.
• Bachelor's degree or equivalent industry experience.
• Graduate degree and/or professional designations such as CLU, ChFC, CFP®, or other insurance-related credentials encouraged.
• Additional training and learning as needed to support onboarding of new products and emerging insurance solutions.

Candidates that live within a commutable distance from our Tempe, AZ and St. Louis, MO home office locations are expected to work in the office four days per week.

Company Description

Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500¹ company where people come first. With over 9 million clients and 20,000 financial advisors across the U.S. and Canada, we’re proud to be privately-owned, placing the focus on our clients rather than shareholder returns.

Behind everything we do is our purpose: We partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society. We are an innovative, flexible, and inclusive organization that attracts, develops, and inspires performance excellence and a sense of belonging.

People are at the center of our partnership. Edward Jones associates are seen, heard, respected, and supported. This is what we believe makes us the best place to start or build your career.

View our Purpose, Inclusion and Citizenship Report.

¹Fortune 500, published June 2024, data as of December 2023. Compensation provided for using, not obtaining, the rating.

Awards and Accolades

At Edward Jones, we are building a place where everyone feels like they belong. We're proud of our associates' contributions to the firm and the recognitions we have received.

Check out our U.S. awards and accolades: Insights & Information Blog Postings about Edward Jones

Check out our Canadian awards and accolades: Insights & Information Blog Postings about Edward Jones

EEO Statement

Edward Jones does not discriminate on the basis of race, color, gender, religion, national origin, age, disability, sexual orientation, pregnancy, veteran status, genetic information or any other basis prohibited by applicable law.

Salary Information

Edward Jones' compensation and benefits package includes medical and prescription drug, dental, vision, voluntary benefits (such as accident, hospital indemnity, and critical illness), short- and long-term disability, basic life, and basic AD&D coverage. Short- and long-term disability, basic life, and basic AD&D coverage are provided at no cost to associates. Edward Jones offers a 401k retirement plan, and tax-advantaged accounts: health savings account, and flexible spending account.

Edward Jones observes ten paid holidays and provides 15 days of vacation for new associates beginning on January 1 of each year, as well as sick time, personal days, and a paid day for volunteerism. Associates may be eligible for bonuses and profit sharing. All associates are eligible for the firm's Employee Assistance Program. For more information on the Benefits available to Edward Jones associates, please visit our benefits page.