Senior Officer - Risk Data Management @ ADIB

Role: Senior Officer - Risk Data Management

Location: Abu Dhabi

Role purpose

• Prepare, derive and validate variables and datasets required for the development, recalibration, validation and implementation of Application Scorecards and Behavioural Scorecards.
• Provide the Risk Modelling team with accurate, model-ready datasets for A-Score and B-Score development.
• Support accurate implementation of approved scorecards in production as part of the model implementation exercise.
• Automate BAU activities, including ingesting multi-source data in an agreed format and loading it into the Azure/CML database.
• Develop SAS-based automation on the existing SAS Risk Stratum engine and deploy ad-hoc changes as requirements arise.
• Coordinate with Model Development, Model Validation, Business and IT teams to resolve data and implementation issues, escalating where required.
• Run the existing SAS suite that loads LGD model data, including loss, recovery and post-default event data from source systems.
• Prepare data for CBUAE regulatory reporting and BRF requirements.

Key accountabilities of the role

Scorecard Variable & Data Preparation

• Prepare, derive and validate variables and analytical datasets required for Application and Behavioural Scorecard development, recalibration, validation and implementation.
• Interpret approved business definitions, model specifications and variable logic and convert them into controlled SAS and SQL programs.
• Consolidate source data, perform data-quality checks and deliver complete datasets in the agreed structure and format.
• Investigate data gaps, anomalies and reconciliation differences and coordinate their resolution with relevant stakeholders.
• Prepare data for CBUAE regulatory reporting and BRF requirements.

Model Implementation & Testing

• Support model implementation by providing accurate insights into the underlying data and model logic.
• Perform unit testing, system integration testing, user acceptance support, reconciliation and parallel-run validation.
• Deploy SAS models to the IFRS 9 risk engine using SAS DI jobs, and benchmark results across the Development and UAT environments.

SAS Engineering & Data Management

• Develop, maintain and optimise SAS and SQL programs used for variable preparation, scorecard implementation and recurring data processing.
• Support model deployment using SAS Data Integration, SAS Studio and related SAS platforms.
• Develop controlled data pipelines and maintain data lineage between source systems, SAS processes, modelling databases and downstream solutions.
• Execute relevant business-as-usual activities and provide technical support for implemented models.

Automation & Continuous Improvement

• Automate recurring data preparation, validation, reconciliation and model implementation activities.
• Review and optimise existing SAS implementation code to improve efficiency, maintainability and control.
• Identify and implement SAS-based automation opportunities to reduce manual intervention and support the Provisioning, CBUAE Sup-Tech Risk Model BRFs.
• Support other risk model implementation and regulatory data automation activities where required.

Specialist skills / technical knowledge required for this role:

• Strong hands-on expertise in SAS programming, SAS Data Integration, SAS Studio and SQL.
• Practical experience preparing and deriving variables for Application and Behavioural Scorecards.
• Experience implementing scorecards or risk models, including testing, reconciliation and production deployment.
• Good understanding of data quality, data lineage, reconciliation, model implementation controls and documentation.
• Ability to review and optimise SAS code and develop efficient, controlled data pipelines.
• Working knowledge of relational database management systems and Oracle.
• Exposure to Python or SAS for analytics and automation.
• Strong analytical, problem-solving, documentation, communication and stakeholder-management skills.

Previous experience required (if any)

• Minimum 3–5 years of relevant experience in SAS development, risk data management, scorecard/model implementation, analytics or automation within banking or financial services.
• Demonstrated hands-on experience preparing variables and datasets for Application or Behavioural Scorecards.
• Experience translating approved model specifications into SAS- or SQL-based implementation logic.
• Experience working with Model Development, Model Validation, Business and IT stakeholders on controlled production implementation.
• Experience maintaining data-quality reports, lineage, implementation documentation and test evidence.
• Experience automating recurring modelling, data-management or risk-reporting processes.
• Experience with SAS Viya, Python, SAS MRM would be an advantage.