About this role
The leading financial institution in MENA
While more than half a century old, we proudly think like a challenger, startup, and innovator
in banking and finance, powered by a diverse and dynamic team who put customers first.
Together, we pioneer key innovations and developments in banking and financial services.
Our mandate? To help customers find their way to Rise Every Day, partnering with them through
the highs and lows to help them reach their goals and unlock their unique vision of success.
Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value.
We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.
Job Purpose
- Lead risk-based reviews of application fraud controls across Retail Credit origination, underwriting, and digital and non-digital channels to identify gaps and assess adherence to approved standards.
Key Result Areas
- Strengthen governance and oversight over application fraud controls through periodic reviews, control testing, issue escalation, and remediation management.
- Ensure application fraud controls comply with regulatory requirements, internal policies, industry standards, and audit expectations.
- Reduce application fraud exposure by identifying emerging fraud trends, strengthening controls, and improving fraud detection capabilities.
- Drive digital transformation of fraud-risk management processes through automation, analytics, and technology-enabled controls.
- Develop and maintain strong partnerships with business, credit, operations, technology, compliance, audit, and external stakeholders to strengthen fraud-risk management.
- Build a high-performing fraud-risk team through coaching, capability enhancement, succession planning, and knowledge sharing.
Knowledge, Skills & Experience
- Experience. 8–10 years of experience in application fraud controls or Retail audit.
- Technical knowledge. Knowledge of Retail Credit origination systems, fraud detection tools, related operating processes, fraud typologies, control testing, case referrals, MIS and applicable regulatory requirements.
- Analysis and tools. Strong analytical and reporting skills, including intermediate to advanced proficiency in Excel, Word and PowerPoint, to identify fraud patterns, assess control effectiveness and document findings.
- Communication and leadership. Strong stakeholder management, problem-solving and coaching skills; fluent written and spoken Business English, including clear correspondence and report writing.