About this role
WHO WE ARE
As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Why Join
As the Team Lead for Credit Risk Provision and Capital Analytics at OCBC, you will be responsible for delivering prudent, forward-looking credit risk measurements, including regulatory capital (RWA), economic capital, expected credit loss provisions, and predictive risk analytics across macroeconomic and climate-related scenarios. Your work will directly contribute to safeguarding the OCBC Group's financial resilience, enabling sustainable business growth, and supporting informed strategic decision-making.
How you succeed
To excel in this role, you will possess a deep understanding of regulatory capital and accounting requirements, coupled with strong analytical and problem-solving capabilities. You will challenge established approaches, identify opportunities to enhance methodologies and streamline processes, and drive continuous improvement across the function. At the same time, you will maintain rigorous governance standards and operational discipline to ensure the accuracy, robustness, and integrity of business-as-usual (BAU) processes.
What you do
- Ensure robust capital adequacy and regulatory compliance by delivering accurate and timely Pillar 1 Credit RWA calculation and Pillar 3 disclosures
- Provide portfolio insights through comprehensive analysis of Credit RWA, Economic Capital and IFRS 9 Expected Credit Loss, providing clear explanations of movements and drivers across business segments, products and geographies
- Act as a trusted advisor to the business and senior management, translating complex regulatory requirements into practical guidance, assessing capital and provisioning implications of new products, and delivering forward‑looking projections to support capital planning and strategic initiatives
- Strengthen the bank’s resilience to adverse conditions by championing bank‑wide credit stress testing, including Pillar 1 cyclicality, ICAAP, regulatory stress tests, and event‑driven stress tests.
- Identify potential vulnerable accounts by enabling bottom‑up stress testing through financial and rating projections.
- Assess and quantify climate and nature related risks impact on credit portfolios
- Continuously enhance risk measurement capabilities by identifying and implementing improvements to methodologies, systems, and processes, informed by regulatory developments, industry best practices, and emerging technology and tools.
- Build and develop a high‑performing risk analytics team
Who you are
- A degree in a relevant field, such as finance, economics, or risk management
- At least 10-15 years of experience in risk management, with a focus on risk appetite and concentration risk management
- Strong analytical and problem-solving skills, with the ability to think critically and strategically
- Excellent communication and stakeholder management skills, with the ability to work effectively with senior stakeholders
- Strong knowledge of risk management frameworks and regulatory requirements
- Ability to work in a fast-paced environment and adapt to changing priorities
Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How?
Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.
What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
What we offer
Competitive base salary. Community initiatives. Industry-leading learning and professional development opportunities.