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Credit Strategy Analyst @ Harnham - Data & Analytics Recruitment

London, England, GBHybridFull-time
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About this role

London (Hybrid, 3 days in office) | £40,000 - £80,000

Are you looking to join a high-growth fintech where you can shape lending decisions at scale? This is an opportunity to work in a profitable, data-driven business that is expanding across multiple international markets, offering strong progression opportunities for analysts with credit strategy experience.

The Company

They are an established international business with a strong analytical culture and a focus on data-led decision making. The organisation offers the opportunity to work on high-impact projects, collaborate with a range of stakeholders, and contribute to the development of risk strategies across multiple markets.

The Role

Key responsibilities include

  • Developing and enhancing acquisition and underwriting strategies
  • Monitoring portfolio performance and identifying opportunities to improve credit outcomes
  • Using SQL and analytical techniques to drive strategy decisions
  • Supporting approval, limit management, pricing, and exposure management initiatives
  • Working closely with risk, analytics, product, and commercial teams to improve lending performance
  • Analysing customer and portfolio data to recommend strategy changes
  • Contributing to the development of automated credit decisioning processes

Your Skills & Experience

  • Experience within Credit Strategy, Credit Risk, or Lending Analytics
  • Experience working on acquisition, underwriting, approval, limit management, exposure management, or pricing strategies
  • Strong SQL skills
  • Experience using data to influence lending and commercial decisions
  • Python and Tableau experience would be advantageous
  • SME lending experience is beneficial but not essential

What They Offer

  • Salary between £40,000 and £80,000 depending on experience and level
  • Opportunities at Analyst, Senior Analyst, and Lead Analyst level
  • Hybrid working with three days per week in the office
  • Exposure to international lending portfolios
  • Clear progression within a growing and profitable organisation
  • The opportunity to influence key lending strategy decisions in a high-performing business

How to Apply

If you have strong credit strategy experience and advanced SQL skills, apply today to learn more about this opportunity.

Skills

SQLCredit Strategycredit risklending analyticslimit managementExposure Managementpricing strategyautomated credit decisioningPythonTableauSME lending

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