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Gold Loan Relationship Officer_LOANS AGAINST GOLD_0405_7867_1095364 @ Hcbt

INOnsiteFull-timeJob reference 272071
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About this role

To acquire and service Gold Loan customers, drive business growth through customer acquisition and relationship management, and ensure adherence to operational and compliance guidelines.

Key Responsibilities

  • Source new Gold Loan customers through branch walk-ins, field visits, references, and local market activities.
  • Achieve assigned Gold Loan disbursement and portfolio targets.
  • Assess customer requirements and recommend suitable gold loan products.
  • Coordinate valuation and pledge processes as per bank policies.
  • Ensure proper documentation, KYC compliance, and loan processing.
  • Build and maintain strong customer relationships to enhance retention and repeat business.
  • Monitor loan renewals, repayments, and overdue accounts.
  • Generate leads for cross-selling products such as Savings Accounts, Insurance, and Credit Cards.
  • Conduct local marketing and promotional activities to increase business penetration.

Handle customer queries and provide timely resolution

Key Responsibilities

Graduation

Skills

gold loan disbursementCustomer AcquisitionKYC complianceLoan Processingcross sellinglocal marketing

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