About this role
The opportunity
As part of the Risk Consulting practice, you will help Banks, Insurers, Exchange Companies and Digital/EMI players in Pakistan and across MENA, design and implement financial crime compliance frameworks that meet regulatory expectations without compromising customer experience.
Key responsibilities
- FCC framework and transformation Support end-to-end FCC transformation programs spanning AML/CFT, KYC/CDD and EDD, customer risk rating, transaction monitoring, sanctions screening and case management.
- Contribute to the design of future-state target operating models across people, process, technology and governance, including three-lines-of-defense role definition, RACI matrices, capacity assessments, and FCC risk registers.
- Perform current-state and gap assessments against SBP AML/CFT & CFP Regulations, FATF Recommendations and leading international standards; develop practical remediation roadmaps.
- Familiarity with MENA regulations would be an added advantage.
- Execute Enterprise-Wide Risk Assessments (EWRA), including inherent risk questionnaires, control effectiveness questionnaires, independent control testing and residual risk derivation.
- Draft and update policies, procedures and SOP manuals covering AML/CFT, sanctions, TBML, fraud, FATCA/CRS and proliferation financing.
- Support assessment, testing and independent validation of transaction monitoring and sanctions screening systems, including scenario/threshold testing, data input and field-mapping reviews, and data lineage validation.
- Identify opportunities to modernize compliance operations through AI, GenAI and intelligent automation, and support vendor evaluations, proof-of-concepts and implementation programs Engagement delivery and client management Lead and manage defined workstreams within client engagements, ensuring timely, high-quality delivery.
- Act as a key day-to-day contact for client stakeholders on assigned workstreams.
- Supervise, coach and quality-review the work of senior consultants and analysts.
- Produce client-ready deliverables – gap reports, risk assessment reports, board and committee presentations, training material and implementation plans.
- Identify delivery risks early and escalate with practical mitigation options.
- Skills and attributes for success Strong understanding of regulatory expectations and the ability to interpret their impact on clients.
- Analytical ability to decompose financial services processes with a risk-and-control focus.
- Strong planning, execution and report-writing skills; high proficiency in PowerPoint, Word and Excel.
- Effective project management, interpersonal and teaming skills; self-motivated with drive and energy.
- To qualify for the role you must have 5+ years of relevant experience in Financial Crime Compliance (AML/CFT, sanctions, ABC and fraud) within banking, insurance, asset management or a Big 4 / professional services firm.
- Bachelor's degree in law, finance, commerce or a related discipline from a leading institution.
- Demonstrated experience working with senior stakeholders and managing client relationships.
- Working knowledge of the global risk and regulatory environment, particularly developments in the FCC space.
- Ideally, you'll also have Industry certification such as CAMS, ICA Diploma in AML, CFE, CIA, or a professional accounting qualification (CA/ACCA).
- Hands-on exposure to FCC platforms (e.g., Oracle FCCM, Actimize, SAS, Fircosoft/Bridger) and to core banking systems such as T24.