About this role
1 Digital Credit Assessment:
• Utilize digital tools and technologies to assess creditworthiness of SME clients. • Implement data-driven credit scoring models for automated decision-making.
2 Credit Policy Adherence:
• Ensure strict adherence to credit policies and procedures. • Evaluate credit applications against established criteria.
3 Efficient Credit Processing:
• Streamline the credit approval process using digital solutions. • Minimize manual intervention and enhance efficiency.
4 Data Analysis:
• Analyze financial data, credit reports, and other relevant information. • Identify key factors influencing credit decisions.
5 Risk Evaluation:
• Assess credit risks associated with SME clients. • Determine appropriate credit limits and terms. • Communicate with SME clients to gather additional information and clarify details. • Provide feedback on credit decisions to clients when necessary.
6 Documentation and Records:
• Maintain comprehensive records of credit assessments and decisions. • Ensure documentation is complete and accurate.
7 Compliance and Regulations:
• Ensure compliance with regulatory requirements in digital credit assessments. • Stay updated on relevant regulations and implement necessary changes.
8 Credit Monitoring:
• Implement digital tools for ongoing credit monitoring and portfolio management. • Identify early warning signals of credit issues.
9 Team Collaboration:
• Collaborate with cross-functional teams, including technology and data analytics teams. • Ensure seamless integration of digital credit assessment solutions.
Qualifications -
Minimum Degree: Post Graduate/Graduate in any discipline.