About this role
Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 25 million users choose Tabby to stay in control of their spending and make the most out of their money. The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 70,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores. Tabby generates over $18 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing FinTech in the GCC region. Tabby launched in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and is now valued at $6,5 billion. About the role Tabby is known for BNPL, but credit is our fastest-growing business. Saudi Arabia is our biggest market, and we want to build a full consumer lending line there. We are looking for a Senior Product Manager based in Saudi Arabia to build that business from the ground up and own its P&L. This is not a feature role. You will define what the product is, how it is priced, who qualifies, how it stays compliant. The product construct. Define the lending products we launch in KSA and across Tabby's other markets, including eligibility, tenors, limits, repayment structure, and what happens at every edge of the flow. The P&L. Revenue and cost are yours: profit rates and pricing etc. You build the business case, commit to the numbers, and explain every month why they moved. Work with legal, compliance and external partners, and so the customer experience does not suffer for it. Billing and servicing logic. Billing logic, repayment options, early settlement, late fees, collections hand-offs. This is detailed work: you will sit with engineering and specify, case by case, what lands where and why. Strategy. Where this business should be in 12 and 24 months, which segments we serve, what we build next, and what we deliberately do not build.