About this role
JD:
Job Roles:
• Lead a team of Relationship Managers to oversee and expand the existing customer portfolio in the Crop Loans sector (KCC). • Possess thorough knowledge of the local geography and cropping patterns, with the ability to swiftly recruit high-quality team members • Oversee interest and NPA collections within the assigned area. • Regularly monitor accounts to prevent delinquencies, maintain portfolio hygiene, ensure timely closure of post-disbursement deferrals, and perfect security measures. • Strengthen relationships with existing customers by cross-selling additional asset and third-party products. • Manage the renewal of existing loans. • Collaborate with Credit and Legal teams to address customer requirements and manage disbursements • Enhance efficiency by monitoring processes and suggesting improvements based on ground realities and market trends.
Job Requirements:
• Bachelors or Master’s degree in Agriculture, Business Administration, or a related field. • Excellent oral and written communication skills. • Proficient in relationship management. • Strong leadership abilities. • Knowledge of the local market is a plus. • At least 4-6 years of experience in rural or crop loans