About this role
Senior Credit Risk Manager
London, hybrid | Salary up to £110,000
This is an opportunity to step away from traditional credit risk responsibilities and take ownership of high-impact lending initiatives. You'll play a key role in shaping new products, customer strategies, and lending capabilities within a fast-paced FinTech environment.
The Company
They are an established FinTech business operating within consumer lending, with a strong foundation in credit risk and lending operations. Having built a successful core business, they are now investing in innovation and transformation to develop new lending capabilities and unlock future growth.
The organisation offers a collaborative environment where ideas are encouraged, experimentation is supported, and individuals have the autonomy to drive meaningful change. This is a hands-on business where ownership and commercial impact are highly valued.
The Role
As a Senior Credit Risk Manager, you will be responsible for identifying, developing, and delivering strategic initiatives that enhance lending performance and create new opportunities for growth.
Key responsibilities include:
Developing new lending propositions, customer segments, and distribution channelsBuilding and implementing innovative credit strategies and capabilitiesIdentifying opportunities to increase customer value through cross-sell and re-lending initiativesOwning projects from concept through to implementation and operational handoverAssessing commercial viability through analysis, modelling, and performance trackingCollaborating with Product, Commercial, Finance, Operations, and Risk teams to deliver business outcomesInfluencing stakeholders and driving initiatives without direct management responsibilityTaking accountability for measurable business impact and long-term success Your Skills & Experience
Strong credit risk experience within a FinTech, consumer lending, or related lending environmentAdvanced SQL skills and the ability to work independently with dataPython experience is desirableStrong understanding of credit strategy, pricing, and lending economicsExperience developing new products, propositions, or lending initiativesCommercially focused with the ability to evaluate opportunities and make data-driven decisionsComfortable operating as an individual contributor and leading through influenceStrong stakeholder management and communication skillsA proactive mindset with a passion for innovation and continuous improvement What They Offer
High-visibility role with direct exposure to senior leadershipOpportunity to shape lending strategy and business growthSignificant ownership and autonomyCollaborative and entrepreneurial working cultureClear opportunity to deliver measurable commercial impactExposure to a broad range of strategic, product, and credit initiatives How to Apply
If you're a commercially minded credit risk professional who enjoys building new solutions and driving innovation within lending, apply today to discuss this opportunity in more detail.