About this role
Additional Considerations (if any):
- At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Bank
Job Title: Mortgage Loan Processor
Department: Banking
FLSA: Non-Exempt
General Function
Performs processing of real estate mortgage loans within full guidelines of secondary market and regulatory compliance.
Core Competencies
• Mortgage Loan Processing
• Loan Closing
• Organization
• Attention to Detail
Reporting Relations
Accountable and Reports to: AVP, Loan Operations Manager
Positions that Report to you: None
Primary Duties and Responsibilities:
• Obtains complete credit package, appraisal and title documentation.
• Assists loan officers with rate locks for secondary market real estate loans.
• Prepares underwriting packages to send to secondary market investors.
• Coordinates mortgage loan closings with branches and closer.
• Ensures that all closing conditions and requirements have been met.
• Ensures accurate printing of preliminary real estate loan documents.
• Provides processing support to loan officers.
• Performs other job-related duties and special projects as required.
Knowledge, Skills, Abilities, and Worker Characteristics:
• Excellent internal and external customer service skills required.
• Ability to work in a fast-paced environment essential.
• Attention to detail required.
• Must be able to prioritize workload.
• Ability to work independently with stringent guidelines.
• Computer friendly skills required.
Education and Experience:
• College degree preferred.
• Minimum 2 years in mortgage experience.
Physical Requirements:
• This position is classified sedentary/light and requires the ability to sit for long periods of time.
• Visual requirements include: ability to see detail at near range with or without correction.
• Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.
Working Conditions:
• The duties of this position are normally performed in a general office setting. This is a fast paced work environment.
• There is frequent pressure to meet deadlines and handle multiple projects in a day.
• Minimal Travel.
Equipment Used to Perform Job:
Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer.
Contacts:
This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage
Confidentiality:
This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.
In the performance of their respective tasks and duties all employees are expected to:
• Follow all state and federal regulatory requirements and complete assigned training courses within the required timeframes.
• Perform quality work within deadlines.
• Interact professionally with other employees, customers and suppliers.
• Work effectively as a team contributor on all assignments.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.