About this role
As a Credit Processing Analyst, you will play a vital role in handling credit-related inquiries, processing applications, and maintaining accurate records. Your expertise will contribute to the smooth operation of our back-office processes, ensuring a positive customer experience.
• Process credit applications and ensure timely approval or rejection. • Review and analyze credit reports and financial documents. • Maintain accurate records of credit transactions and customer information. • Handle customer inquiries regarding credit processes and provide timely responses. • Collaborate with the customer care team to resolve credit-related issues. • Monitor and manage credit limits for existing customers. • Conduct periodic credit reviews and assess customer creditworthiness. • Implement credit policies and procedures as per company guidelines. • Stay updated with industry regulations and best practices in credit processing. • Provide regular reports and insights on credit processing activities.
• Bachelor's degree in Finance, Accounting, or a related field. • Minimum 2 years of experience in credit processing or a similar role. • Strong knowledge of credit analysis and underwriting principles. • Excellent analytical and problem-solving skills. • Proficiency in using credit processing software and MS Office. • Ability to work independently and manage multiple tasks. • Effective communication and customer service skills. • Attention to detail and accuracy in record-keeping. • Ability to work in a fast-paced, dynamic environment. • Willingness to stay updated with industry trends and regulations.