About this role
About GAINSCO
Founded in 1978, GAINSCO offers property and casualty insurance with an emphasis on non-standard personal auto policies. It serves drivers nationwide by providing minimum-limits personal auto coverage, making insurance more accessible to a broader market. In 2020 GAINSCO, Inc. and its subsidiaries were acquired, making a significant milestone that strengthened GAINSCO's ability to grow and expand its reach in the personal auto industry market while continuing to build on its decades of specialized expertise.
Join a team that is dedicated to supporting your professional growth and long-term success.
Who We Are
At GAINSCO, we are a team driven by passion, creativity, and a commitment to excellence. We celebrate achievements, encourage innovative thinking, and recognize the unique strengths each person brings. Our people truly set us apart. If you're seeking a company where your contributions are valued, your efforts have a visible impact, and your dedication is recognized, take the next step in your career with us.
We are seeking a skilled and experienced Bodily Injury Claims Adjuster to join our team, focusing on attorney-represented claims. This role involves investigating, evaluating, and settling claims by leveraging technical expertise and human relations skills to ensure fair and prompt resolutions. The ideal candidate will have a strong background in auto insurance claims, including experience handling attorney-represented injury claims and a solid understanding of policy language, state statutes, and compliance regulations.
What does a BODILY INJURY CLAIMS ADJUSTER- ATTORNEY REPRESENTED do at GAINSCO?
• Establish proof of loss by evaluating and investigating submitted documentation.
• Secure additional information from claimants, witnesses, physicians, employers, hospitals, and other insurance companies.
• Initiate and conduct investigations of claims with complex coverage concerns, utilizing knowledge of comparative negligence, causation, and injury mechanisms.
• Employ effective investigation skills to amicably resolve files, with a focus on litigation handling, communication, and coverage issues.
• Investigate newly assigned claims in multiple states, including analyzing complex coverage and conducting liability investigations.
• Handle attorney-represented bodily injury, property damage, UM/UIM, and Med/PIP claims.
• Provide timely evaluations of demands from attorneys to facilitate prompt resolutions.
• Ensure compliance with legal guidelines, company policies, and state and federal insurance regulations.
• Maintain accurate and thorough documentation in all claim files.
What is required?
Education:
• Bachelor's degree preferred.
Licenses/ Certifications:
• To perform the essential functions of this job an active Texas or Florida Adjuster License will be required to comply with state and GAINSCO requirements.
• Upon hire, additional license(s) may be required. If that is the case, license(s) must be obtained.
• All licenses must be maintained in accordance with state requirements.
• Professional Insurance and/or Claims Designations are a plus.
Experience:
• 4+ years of auto insurance claims adjusting experience.
• Prior experience handling minor to moderately severe attorney-represented injury claims required.
• Strong background in interpreting policy language and state statutes.
• Proven ability to make sound coverage and liability decisions.
Other skills and abilities:
• Ability to manage time while prioritizing multiple tasks.
• Have an aptitude for providing information in a clear, concise manner with an appropriate level of detail, empathy, and professionalism.
• Demonstrates a high commitment to quality.
• Possess strong negotiation and analytical skills.
• Ability to gather and analyze information to evaluate results and choose the best solution to the problem.
• Knowledge of ImageRight and Claims Manager preferred.
What else do you need to know?
• Hybrid for Dallas, Fort Worth, and remote for all other areas.
• Competitive Salary based on experience.
• Excellent benefits package: medical, dental, & vision insurance, life insurance, short-term and long-term disability insurance.
• Parental Leave Policy
• 401K + Company Match
• PTO Plan + Paid Company determined Holidays.
**Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**
All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.
GAINSCO is an Equal Employment Opportunity Employer