About this role
• Reports directly to the Area Commercial Manager and functionally to the Mid Corp RMs • To conduct annual credit review for the Mid Corp RMs within the stipulated timeframe ie 1 month before review due date (T-1) • To conduct variation and amendment papers for the Mid Corp RMs that include ad-hoc memo for pricing & RAROC, facility restructure, and other issues relating to fee, charge, covenant. • Support Mid Corp RMs in financial spreading, rating, pricing calculation, business & operation update, risk analysis for new/existing customers. • Assessing, analysing and interpreting financial statements, performed risk analysis on new/existing borrowers as well as generating cash flow forecasting models to determine debt repayment capability and profitability. • Conduct market research to support credit analysis/assessment. • Identifying early warning signs or credit weaknesses to circumvent potential loan loss. • Conduct periodic covenant tracking if required • Check on supporting information required for new or annual review submission including 1AML, GP6, Interpol, GCLS (if ID granted), 1P, Banktrade and CFMA. • Other ad-hoc requirement relating to the CBC as and when required by the Area Commercial Manager.