As a Visa & Mastercard Specialist, you will act as the key liaison between xpate and the card schemes, supporting operational, compliance, and reporting activities across our card business. You will be responsible for monitoring scheme requirements, coordinating responses to network requests, maintaining critical internal documentation, and ensuring that the organization stays informed and compliant with evolving Visa and Mastercard regulations. Your role at xpate: <ul style="margin-top:0;margin-bottom:0;"><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes, and operational updates.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Assess the impact of scheme changes and coordinate implementation with relevant internal stakeholders.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Prepare and submit mandatory reports to Visa and Mastercard, including compliance, PCI DSS, quarterly, and other scheme-related reporting.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Coordinate and manage responses to requests, inquiries, and investigations from card schemes.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Maintain internal registers, trackers, and operational records, ensuring information remains accurate and up to date.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Own and maintain internal knowledge bases and documentation, including Confluence pages and process documentation.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Support internal teams with scheme-related guidance and best practices.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Collaborate with Product, Operations, Compliance, Finance, Risk, and Engineering teams to ensure alignment with scheme requirements.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Contribute to process improvements and operational efficiency initiatives within the card business.</li></ul> We’re ready to meet you, if… <ul style="margin-top:0;margin-bottom:0;"><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">1+ years of experience in card payments, card acquiring, payment operations, or a related payments environment.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Good understanding of Visa and Mastercard ecosystems, products, and operational processes.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Familiarity with scheme rules, compliance requirements, and reporting obligations.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Strong analytical and problem-solving skills with the ability to investigate and interpret complex operational matters.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Excellent attention to detail and organizational skills.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Strong written and verbal communication skills in English.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Ability to manage multiple priorities and work independently in a fast-paced environment.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Experience working with Confluence, Jira, or similar documentation and collaboration tools is an advantage.</li></ul>Nice to Have<ul style="margin-top:0;margin-bottom:0;"><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Experience working directly with Visa, Mastercard, processors, or acquiring partners.</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Understanding of card acquiring</li><li style="list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#1d1c1d;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;margin-left:18pt;">Experience within a fintech, payments, or regulated financial services environment.</li></ul> What working at xpate looks like: <ul style="border:0px solid;font-family:Inter, '-apple-system', 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);"><li style="border:0px solid;margin:0px;">A dynamic environment with real ownership, practical challenges, and continuous learning opportunities.</li><li style="border:0px solid;margin:0px;">The opportunity to lead meaningful projects involving real fintech infrastructure in a regulated international environment.</li><li style="border:0px solid;margin:0px;">Flexible working hours and a hybrid working model.</li><li style="border:0px solid;margin:0px;">Private health insurance.</li><li style="border:0px solid;margin:0px;">Paid time off and additional company benefits.</li><li style="border:0px solid;margin:0px;">The opportunity to improve how complex, cross-functional initiatives are planned and delivered.</li><li style="border:0px solid;margin:0px;">A collaborative culture where initiative, curiosity, and accountability are valued.</li></ul> Why join xpate? <span style="font-family:Inter, '-apple-system', 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">We’re building the financial backbone of the future—where payments move freely and businesses grow without barriers. If you want to lead meaningful projects, shape how ideas become outcomes, and make a visible impact in an international fintech business, <strong style="border:0px solid;margin:0px;font-weight:600;font-family:Inter, '-apple-system', 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;text-transform:none;background-color:rgb(255,255,255);">xpate is the place for you<span style="font-family:Inter, '-apple-system', 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">.

Visa & Mastercard Specialist @ Xpate

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