About this role
Pay range: USD $85,000.00 - $125,000.00 / Year
Your opportunity
Charles Schwab, we're committed to empowering people to take ownership of their financial futures. Our culture is grounded in a client-first mindset, collaboration, and a shared commitment to doing what's right.
You'll have the opportunity to grow your career while working alongside talented colleagues in an inclusive, high-performing environment. We invest in your development, support your well-being, and provide the tools and flexibility you need to make a meaningful impact.
We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s): Westlake, TX
The Manager, Credit Analysis will participate in complex credit underwriting and risk assessment for bank clients. Apply expertise in commercial credit, financial analysis, and loss mitigation to evaluate lending opportunities and manage portfolio risk.
Skills for Success:
Credit Risk Assessment & Underwriting
Evaluate complex credit opportunities by identifying risks and mitigation strategies.Apply sound judgment to balance risk and business growth objectives. Financial Analysis & Decisioning
Perform cash flow analysis using financial statements and tax returns.Deliver clear, data-driven credit recommendations. Portfolio & Risk Management
Assess portfolio risk across industries and economic cycles.Proactively identify emerging risks and mitigation actions. Regulatory & Governance
Ensure compliance with AML/KYC, regulatory, and internal policy requirements.Maintain strong documentation and risk discipline. Influence & Execution
Partner cross-functionally to drive underwriting decisions.Improve processes, tools, and operational efficiency. Stakeholder Communication
Communicate complex decisions clearly.Build trusted relationships across stakeholders. What you have
Required Qualifications
Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship3+ years of commercial/private banking underwriting experienceStrong analytical skills; restructuring/foreclosure experienceBachelor's degreeApplicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship. Preferred Qualifications
Exposure to underwriting platformsPublic equity and debt market knowledge Schwab & Career Alignment
Demonstrates client-first mindset, collaboration, accountability, and alignment to Schwab culture. What's in it for you
At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.
We offer a competitive benefits package that takes care of the whole you - both today and in the future:
401(k) with company match and Employee stock purchase planPaid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positionsPaid parental leave and family building benefitsTuition reimbursementHealth, dental, and vision insurance