About this role
Assistant Credit Manager
Job Description: Responsibilities: • Manage credit risk and collections for the Philippines and other assigned portfolios. • Recommend and approve credit limits, payment terms, block releases, and risk mitigation measures through credit insurance, guarantees, financial statement analyses, competitive analyses, projection of business volumes, payment performance and trade references • Engage business partners in discussions on credit and collection issues and evaluate business case to decide on exceptional credit approvals • Review and structure AR factoring solutions to improve working capital and mitigate credit risk while meeting business needs • Manage and drive AR results • Administer credit insurance policies and support the preparation and follow-up of credit insurance claims. • Recover bad debts through credit insurance claims, bank/corporate guarantees, collaterals, payment plans • Work closely with stakeholders such as Commercial, Legal, Operations, Treasury and Finance to resolve credit and collection issues • Support portfolio integration initiatives, develop and implement processes to meet integration requirements, and establish measurements to monitor and track integration progress and success. • Represent regional credit centre and participate in corporate initiatives and system implementation projects • Identify gaps in processes, recommend and manage initiatives to improve credit operational efficiency • Perform regular reviews on customers, markets and countries • Conduct customer visits when necessary to resolve credit issues and establish relationship • Ad-hoc responsibilities as assigned Requirements: • Bachelor’s degree or equivalent in accounting, finance or related discipline • Min 5 years of credit analysis and collections management experience in a commodity trading/manufacturing MNC or a bank • Ability to work in a multi-cultural environment and liaise with various groups and management levels • Ability to communicate fluently in English language • Committed, independent, analytical, meticulous, mature and effective team player • Strong communication, presentation, interpersonal and team collaboration skills, with the ability to work independently. • Receptive to changes in responsibilities from time-to-time and willing to accept new challenges • People management experience is a bonus • Open to after-office hours conference calls and travelling when required
: About ADM
At ADM, we unlock the power of nature to provide access to nutrition worldwide. With industry-advancing innovations, a complete portfolio of ingredients and solutions to meet any taste, and a commitment to sustainability, we give customers an edge in solving the nutritional challenges of today and tomorrow. We’re a global leader in human and animal nutrition and the world’s premier agricultural origination and processing company. Our breadth, depth, insights, facilities and logistical expertise give us unparalleled capabilities to meet needs for food, beverages, health and wellness, and more. From the seed of the idea to the outcome of the solution, we enrich the quality of life the world over. Learn more at www.adm.com.
: #IncludingYou
Diversity, equity, inclusion and belonging are cornerstones of ADM’s efforts to continue innovating, driving growth, and delivering outstanding performance. We are committed to attracting and retaining a diverse workforce and create welcoming, truly inclusive work environments — environments that enable every ADM colleague to feel comfortable on the job, make meaningful contributions to our success, and grow their career. We respect and value the unique backgrounds and experiences that each person can bring to ADM because we know that diversity of perspectives makes us better, together.
For more information regarding our efforts to advance Diversity, Equity, Inclusion & Belonging, please visit our website here: Culture, Engagement & Inclusion | ADM.