About this role
As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing financial risks, and making informed decisions. Your expertise will contribute to the smooth operation of our back-office functions, ensuring compliance with regulations and maintaining strong financial health.
• Evaluate credit applications and perform thorough financial assessments. • Analyze creditworthiness and determine appropriate credit limits. • Monitor and manage credit portfolios, ensuring timely repayments. • Implement and maintain effective credit policies and procedures. • Collaborate with other departments to ensure seamless credit processes. • Stay updated with industry trends and best practices in credit management. • Provide accurate and timely reports on credit activities and performance. • Resolve credit-related issues and disputes in a professional manner. • Maintain strong relationships with clients and stakeholders. • Ensure compliance with legal and regulatory requirements.
• Bachelor's degree in Finance, Accounting, or a related field. • Minimum 3 years of experience in credit management or a similar role. • Strong analytical and decision-making skills. • Excellent knowledge of financial analysis and risk assessment. • Proficiency in using credit management software and tools. • Ability to work independently and manage multiple tasks. • Effective communication and interpersonal skills. • Attention to detail and a proactive approach to problem-solving. • Familiarity with industry regulations and compliance standards. • A results-driven and customer-centric mindset.