About this role
Get to Know the Team
The Credit Risk and Collections department at Grab Financial Group develops, launches and manages credit products in Singapore.
You will join the Country Credit Risk and Collections team, supporting consumer and merchant lending products. Together with the Regional team, we manage the end-to-end credit risk lifecycle—from credit decisioning and limit management to portfolio monitoring, policy development, data science, collections, and recoveries.
The Lending team is made up of a mix of risk management, product, design and software professionals, providing lots of opportunity to share knowledge and learnings across functions.
Get to Know the Role
You will manage credit risk strategy and collections for the lending products in Singapore team. You will design risk strategies and collaborate with Commercial, Operations, Engineering, Data Analytics, and Data Science teams.
You will report directly to the Head, Credit Risk and Collections, Grab Singapore.
This role is based onsite at Grab's One-North office.
The Critical Tasks You Will Perform
Develop underwriting and portfolio management risk policies using analytics and practical business insightsWork with Commercial teams to achieve business growth through acquisitions targeting and profitability analysisSupport the review / estimation of risk parameters, product pricing, product structure and regulatory requirementsDevelop and monitor risk dashboards to identify opportunities to sustainably grow Singapore lending portfolioProvide credit risk advisory to senior managementLeverage best lending practices in the market to enhance efficiency of credit programmesWork with Regional Collections, External Collection Agencies and 3rd party vendors to manage collections processesUse AI tools such as Claude and Codex to automate existing country processes What Essential Skills You Will Need
5+ years of work experience in Credit Underwriting, Credit policy, Data analytics and Risk ReportingMaster's degree/Bachelor's degree in preferably in Statistics, Mathematics, Economics, Analytics or Business ManagementHands-on experience in Python, R, SQL, and SASPrior exposure to retail lending customer's credit life cycle including origination and portfolio managementAnalytical skills with the ability to organise information Life at Grab
We care about your well-being at Grab, here are some of the global benefits we offer:
We have your back with Term Life Insurance and comprehensive Medical Insurance.With GrabFlex, create a benefits package that suits your needs and aspirations.Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through Love-all-Serve-all (LASA) volunteering leaveWe have a confidential Grabber Assistance Programme to guide and uplift you and your loved ones through life's challenges.Balancing personal commitments and life's demands are made easier with our FlexWork arrangements such as differentiated hoursWhat We Stand For at Grab
We are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer, we consider all candidates fairly and equally regardless of nationality, ethnicity, religion, age, gender identity, sexual orientation, family commitments, physical and mental impairments or disabilities, and other attributes that make them unique.