About this role
inDrive Money is seeking Senior Credit Risk Analyst to develop and implement on the credit risk policies and models. In this role you will be responsible for the optimization of scoring models and limit policies as well as overall portfolio performance. inDrive Money is a lending vertical aiming to fund under-banked audiences across inDrive network. Currently operating in six countries and issuing tens of thousands loans monthly and growing. We are using Platform's and alternative data for underwriting as well as transaction-based collection. Develop predictive scoring models for credit decision-making and look for their points of growth through new internal and external data; Develop and optimize limit and rate policies; Implement built models in online scoring; Evaluate product profitability and build NPV models; Analyze loan portfolio; Bring raw data to real-world application in processes and deliver business results through ML; Interact with business, DWH, developers and product analysts; Work through reporting requirements.