About this role
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
As a Wholesale Credit Risk EMEA Associate in the Technology, Media & Telecoms (TMT) team, you will work closely with business partners across the region, including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance to assess and manage credit risk for a broad range of clients within TMT. You will have the opportunity to support clients across Leveraged, Investment Grade, and Innovation Economy segments, including those backed by Venture Capital. We value your expertise and collaborative spirit as we drive impactful credit risk decisions together.
Job Responsibilities
Take responsibility for due diligence, credit analysis, and financial modelling of credit counterpartiesDrive the preparation of credit memos and make recommendations on structure, risk appetite, and gradingBuild financial models and challenge industry teams on modelling assumptionsDevise appropriate downside scenarios and clearly articulate key modelling conclusionsWork across a variety of products including loans, derivatives, trade, and treasury productsNegotiate loan documentation, derivatives, and other facilities to help mitigate risksUnderstand risk management policies and interact with stakeholders, including regulators and auditorsManage ongoing credit risk portfolio, monitoring ratings, sector trends, and client performanceCoach and support the development of junior colleagues Required Qualifications, Capabilities, and Skills
Sound credit skills and judgment with a proactive approach to credit process and risk identificationDemonstrate knowledge of transaction structures, loan documentation, and banking productsGood interpersonal and communication skills, both written and verbalAbility to establish credibility and trust with key stakeholdersProven coaching and development ability towards junior colleaguesSelf-starting, result-driven, multi-tasking, and adaptable to changePrior experience in a Credit Risk department or leveraged finance underwritingSkills in cash flow modelling and financial analysis Preferred Qualifications, Capabilities, and Skills
Knowledge of European languages in addition to EnglishExperience working with Venture Capital-backed clientsFamiliarity with high yield loans, corporate style loans, and venture term loansUnderstanding of risk-reward mindset in dynamic environmentsExperience interacting with regulators and auditorsAbility to challenge and support industry teams on modelling assumptionsExperience in portfolio management and monitoring sector trends
ABOUT US
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAM
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.