About this role
Help shape how we forecast credit losses in changing markets. In this role, your analysis of commercial real estate exposures will inform quarterly allowance and stress testing outcomes used by senior risk stakeholders. You will partner across risk, finance, modeling, and technology to explain key assumptions and results with clarity. Join a team that values strong analytics, collaboration, and continuous improvement.
As a Wholesale Credit Loss Forecasting Associate in the Corporate and Investment Bank Stress Testing team, you will analyze wholesale credit loss estimation results for the commercial real estate portfolio and help translate them into clear insights for stakeholders. You will support quarterly allowance and stress testing exercises by communicating key assumptions, drivers, and outcomes. You will collaborate with partners across the firm to strengthen processes, improve reporting, and enhance insight quality. You will help us monitor portfolio risk and respond quickly as market conditions evolve.
Job Responsibilities
Deliver portfolio analytics and reporting to support allowance and stress testing forecasts for commercial real estate exposuresAnalyze scenario results and key loss drivers across multiple stress scenarios and monitoring cyclesCalculate and explain core model behaviors and parameters and how they translate into loss estimatesTrack risk limit usage in partnership with credit officers and escalate emerging trends as neededSupport stress estimates for large transactions by compiling inputs, running analyses, and summarizing resultsRun ad hoc scenario analysis for senior management based on evolving market conditionsPartner with lines of business and teams across risk, finance, model risk, quantitative research, technology, and data to align on assumptions and deliverablesDevelop a strong understanding of allowance and stress testing estimation processes and apply that knowledge to improve day-to-day executionImprove analytical workflows to increase efficiency, accuracy, and consistency of resultsContribute to model enhancements and results platform updates through testing, documentation, and feedback Required Qualifications, Capabilities, and Skills
Bachelor's degree in business, finance, accounting, or a related field3 years of experience in financial servicesKnowledge of commercial real estate, including common benchmarks, market conditions, and underwriting metrics across property typesAnalytical skills in financial risk frameworks and portfolio monitoringAbility to work across diverse groups to understand requirements, build alignment, and execute agreed plansStrong written and verbal communication skills, including the ability to explain complex topics concisely for management audiencesStrong attention to detail, ownership, and follow-through in time-sensitive deliverablesProficiency in Microsoft Excel, PowerPoint, and other Microsoft Office applications Preferred Qualifications, Capabilities, and Skills
Experience with credit loss accounting standards, including Current Expected Credit Loss and International Financial Reporting Standard 9Familiarity with regulatory stress testing frameworks and processesExperience with data visualization and analysis tools such as Tableau and PythonFamiliarity with using artificial intelligence tools to support analysis and reporting in a controlled environment
ABOUT US
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAM
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.