About this role
Create the future with Affin! You too can make a difference.
We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.
JOB PURPOSE
The Team Lead / SRM, LCO is responsible for originating, obtaining approvals and managing offshore corporate banking relationships booked through LCO, with a focus on foreign currency lending, cross‑border financing and structured transactions, while maintaining credit quality, compliance and profitability.
JOB RESPONSIBILITIES
A. Task Force
• Participate in the LCO Task Force to support execution readiness, FCY booking governance and inter‑BU coordination. • Attend credit committee and approval meetings physically in Labuan, where required, to support LCO‑booked transactions and meet Labuan substance requirements, including attendance in the absence of the Head of LCO. • Coordinate execution‑related matters arising from credit approvals and escalate issues to the Head of LCO as appropriate. B. Business Origination & Client Coverage
• Originate and manage offshore corporate and institutional clients in line with LCO’s target market and risk appetite. • Structure and execute FCY loans, bilateral and syndicated facilities, and structured finance transactions. • Act as the primary relationship liaison for assigned LCO clients.
C. Inter‑BU Deal Coordination
• Work closely with relevant Business Units under the Group Corporate Banking Division on foreign currency loan transactions proposed to be booked under LCO. • Coordinate deal structuring, credit submissions, documentation and execution across originating BUs and LCO. • Support the Head of LCO in ensuring seamless inter‑BU coordination for offshore‑booked transactions.
D. Credit & Risk Management
• Prepare high‑quality credit proposals, annual reviews and transaction papers in accordance with Group standards. • Monitor portfolio performance, covenant compliance and early warning indicators. • Engage Risk, Credit and Compliance teams to ensure sound risk outcomes.
E. Revenue & Portfolio Management
• Drive revenue through lending margins, fees, syndication income and cross‑selling opportunities (e.g., treasury and hedging). • Ensure pricing reflects risk, capital and return considerations. • Manage/monitor portfolio exposure, utilisation and concentration efficiently.
JOB REQUIREMENTS
• Bachelor's Degree in Finance, Banking, Business, Economics, Accounting, or related field. • Minimum 8-10 years of experience in Corporate Banking, Relationship Management, Structured Finance, Syndication, or Commercial Banking. • Proven experience in managing corporate/institutional clients and originating FCY loans, syndicated facilities, and cross-border financing transactions. • Strong knowledge of credit analysis, financial assessment, credit proposal writing, and portfolio management. • Familiarity with corporate banking products, structured finance, risk management, and regulatory requirements. • Strong business development, client relationship management, negotiation, and deal structuring skills. • Excellent stakeholder management, communication, and presentation abilities. • Ability to work independently, manage multiple transactions, and deliver results in a fast-paced environment. • High integrity with strong understanding of compliance, governance, and risk controls. • Willing to travel to Labuan and attend credit committee or approval meetings when required. • Must be Labuan Locals.