About this role
Job Summary**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking and investment products.
Job Responsibilities**
* Develop and maintain strong relationships with individual clients, understanding their financial needs and aspirations. * Conduct thorough financial needs analysis to identify suitable banking, investment, insurance, and lending products. * Present and explain complex financial products and services clearly and concisely to clients. * Provide personalized financial planning advice, including retirement planning, wealth management, and investment strategies. * Monitor client portfolios and provide regular updates and recommendations based on market conditions and client objectives. * Ensure compliance with all internal policies, procedures, and relevant regulatory requirements. * Actively participate in sales campaigns and initiatives to achieve individual and team sales targets. * Collaborate with other departments within RHB Bank to offer integrated financial solutions to clients. * Keep abreast of market trends, economic developments, and new product offerings to effectively advise clients.
Job Qualifications**
* Bachelor's degree in Finance, Economics, Business Administration, or a related field. * Proven experience in financial advisory, sales, or banking, preferably within a retail banking environment. * Strong understanding of various financial products including deposits, loans, investments (unit trusts, bonds, equities), and insurance. * Excellent communication, interpersonal, and presentation skills. * Strong analytical and problem-solving abilities. * Ability to build rapport and trust with clients. * Results-oriented with a strong drive to achieve sales targets. * Relevant industry certifications (e.g., FIMM, PCE, CUTE, TBE) are a significant advantage. * Proficiency in Microsoft Office Suite.