About The Role <span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">We're looking for a passionate individual to join our team and play a vital role in safeguarding our financial systems. In this role, you'll be on the frontlines preventing illegal activities like money laundering, terrorism financing, and fraud. Your Mission Client Onboarding ● Conduct enhanced due diligence (EDD) on high-net-worth and high-value customers. ● Review and verify KYC documentation, source of wealth, and source of funds. ● Assess customer risk profiles and assign appropriate risk ratings. ● Identify and escalate red flags, sanctions hits, and adverse media. ● Collaborate with Sales, Branch managers and onboarding teams to ensure timely and compliant client acceptance. Ongoing Monitoring ● Perform periodic reviews of high-value client accounts in line with regulatory and internal requirements. ● Monitor transactional activity for unusual or suspicious patterns. ● Investigate alerts generated by transaction monitoring systems and document findings. ● Recommend risk re-classification where appropriate. ● Support Suspicious Activity/Transaction Report (SAR/STR) preparation and escalation to the MLRO. Compliance & Controls ● Ensure adherence to AML/CTF regulations, internal policies, and global standards. ● Maintain accurate and audit-ready client records and case documentation. ● Participate in internal audits, regulatory reviews, and remediation actions. ● Contribute to policy updates and process improvements for high-value client risk management. Your Profile Essential ● 5+ years of experience in AML, KYC, or financial crime compliance at a fintech or a banking institution. ● Proven experience handling high-risk or high-net-worth/VIP client portfolios. ● Experience with enhanced due diligence and transaction monitoring investigations. ● Ability to assess complex client structures, PEP exposure, and cross-border risks. ● Excellent analytical and investigative skills. ● High integrity and sound judgment. ● Proactive, organized, and comfortable working in a fast-paced environment. ● Able to balance compliance requirements with a premium client experience. Why Join Vivid? <strong style="border:0px solid rgb(229,231,235);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-weight:600;color:rgb(66,66,66);font-size:14px;font-style:normal;text-transform:none;background-color:rgb(255,255,255);">Enhance your expertise and shape the future of FinTech. Join Vivid's talented team and help us revolutionize how businesses think about their finances! Compensation range <span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria. About Vivid <span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances—all tailored to your lifestyle. <br style="border:0px solid rgb(229,231,235);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;color:rgb(66,66,66);font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);"><span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;"> <br style="border:0px solid rgb(229,231,235);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;color:rgb(66,66,66);font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);"><span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations. <br style="border:0px solid rgb(229,231,235);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;color:rgb(66,66,66);font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);"><span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;"> <br style="border:0px solid rgb(229,231,235);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;color:rgb(66,66,66);font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);"><span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality. <br style="border:0px solid rgb(229,231,235);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;color:rgb(66,66,66);font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);"><span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;"> <br style="border:0px solid rgb(229,231,235);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;color:rgb(66,66,66);font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);"><span style="color:rgb(66,66,66);font-family:Raleway, sans-serif, Inter, Arial, Helvetica, sans-serif;font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;">Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially.

Senior FinCrime Prevention Specialist @ Vivid

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