About this role
Work Location: Charlotte, North Carolina, United States of America
Hours: 40
Pay Details: $25.75 - $38.50 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business: Personal & Commercial Banking Job Description:
The Syndication Loan Specialist III (Middle Market Bought Loans) manages and administers a portfolio of loans from origination through to closing as well as performing data integrity and loan documentation reviews in accordance with Bank policies, procedures, and regulatory requirements.
This is a HYBRID career opportunity, incumbent could report to either our Charlotte, Boston, Lewiston, or Mount Laurel office 4 times per week.
Monday-Friday - 8:00am to 5:00pm Eastern Standard Time
Depth & Scope:
Manages a loan pipeline from origination through to closing in accordance with Bank policies and proceduresProvides documentation and Bank policy and procedure guidance to all lending areasConducts searches and perform necessary due diligenceEnsures all applicable loan documentation is uploaded to image repository systemResolves more complex issues relating to closingsServes as a resource and assists with training Loan SpecialistsMay assist in performing supervisory tasksWorks independently and handles loans of the most complex nature along with heavily negotiated loan transactions ensuring all documentation are in compliancePerforms quality reviews on all complexity of loans to ensure data integrityPerforms documentation (standard and non-standard) review on all complexity of loans to reduce risk of loss and ensure policy and regulatory complianceVerifies all quality control procedures are maintained and monitoredEnsures all loans are closed without critical, noncritical or regulatory exceptionsEnsures all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policyManages/confirms TD changes are consistent with system requirementsEvaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factorsManages/takes appropriate actions to ensure loans are booked and properly set-up if necessaryGenerate loan and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditionsEstablishes and manages relationships with applicable operations teams, relationship management team, credit offers and others as neededActs as liaison with bank counsel, compliance, asset based lending, leasing, government banking, derivatives, construction loan administration, brokers, international department, and various other parties to the loan as needed Education & Experience:
4 year degree or equivalent experience required5+ years related experience requiredKnowledge of specialized lending areas such as Small Business Administration lending, construction or syndicated loansProven ability to provide excellent Customer service to internal and external CustomersExcellent interpersonal, oral and written communication skillsExcellent PC skills with familiarity with standard office equipmentAbility to work in a fast-paced dynamic environmentDetail oriented, self-motivated and able to work independently in handling a heavy workloadPossesses strong organizational, analytical and decision-making skillsDemonstrated knowledge of loan documentation, title policies, appraisals, environmental assessments, entity formation documents and bank policies and proceduresParalegal experience/knowledge needed. Paralegal certificate preferred Preferred Qualifications:
This role is Syndication/Participation specific to Commercial and Specialty Lending.Strong knowledge, experience and understanding of all syndication loan documentation (Credit/Loan Agreements, Guaranty Agreements, Collateral documents),Complete understanding of the syndication loan process and exceptional attention to detail. Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - OccasionalInternational Travel - NeverPerforming sedentary work - ContinuousPerforming multiple tasks - ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds - OccasionalSitting - ContinuousStanding - OccasionalWalking - OccasionalMoving safely in confined spaces - OccasionalLifting/Carrying (under 25 lbs.) - OccasionalLifting/Carrying (over 25 lbs.) - NeverSquatting - OccasionalBending - OccasionalKneeling - NeverCrawling - NeverClimbing - NeverReaching overhead - NeverReaching forward - OccasionalPushing - NeverPulling - NeverTwisting - NeverConcentrating for long periods of time - ContinuousApplying common sense to deal with problems involving standardized situations - ContinuousReading, writing and comprehending instructions - ContinuousAdding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. #IN-AMCBOther #LI-AMCBOther
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [email protected]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.