Credit Loss Manager @ inDrive

inDrive Money is seeking an Expected Credit Loss Manager to support the development, enhancement, and monitoring of credit risk models and impairment methodologies. In this role, you will be responsible for ECL calculation and reporting in line with IFRS 9/US GAAP requirements, development and validation of PD/LGD/EAD models, portfolio risk analysis, and optimization of risk reporting processes to support effective risk management and regulatory compliance. Calculation and monitoring of Expected Credit Losses (ECL) in accordance with IFRS 9 requirements Support and enhancement of IFRS 9 impairment methodologies, models, and related documentation Development, validation, and monitoring of risk parameters including Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) Performing back-testing, sensitivity analysis, and stress testing of credit risk models Participation in internal and external audit processes, including preparation of supporting documentation and explanations Preparation of regular risk and impairment reports for management, regulatory, and financial reporting purposes Conducting ad-hoc portfolio analysis and identifying key credit risk trends Automation and optimization of reporting and risk calculation processes Support and development of credit risk management policies, methodologies, and procedures Collaboration with finance, risk, analytics, and regulatory teams on credit risk and provisioning topics