About this role
Responsibilities
• Provide credit advisory to Business Heads / Relationship Managers • Provide viable credit solutions to meet clients’ needs • Maintain good credit quality of loan portfolio whilst supporting Wealth in meeting business target within agreed SLA • Keep annual reviews current so as to minimize audit issues. • Foster good working environment and contribute to a good end-to-end credit process for PB. • Prepare and submit credit approval memo in accordance with credit policy for approval. • Review credit related documentation issues and assess collateral acceptability, address loan and security documentation requirements. • Complete annual credit reviews for assigned portfolio of accounts on timely basis. • Maintain credit quality of the portfolio and raise early alert cases promptly. • Ensure good end-to-end credit process for PB. Requirements:
• Degree in business, accountancy or finance. • Candidates should have at least 7 years’ experience in private banking credit either as a credit analyst, credit structurer or credit approver. Candidates with additional experience in a credit documentation and /or credit control role would have an advantage. • Sound knowledge of credit risk issues & credit documentation requirements, as well as risk implications of credit structures. • Good working knowledge of wealth investment products and retail banking products (real estate, credit card etc.) • Good analytical and writing skills. • Good team player with excellent attitude, interpersonal skills and able to multi-task. • Possess perseverance, initiative and good communication skills. • Commercial minded but anchored with high professional integrity • Able to build strong relationships with business partners. • Good Microsoft Office skills (Excel, Word, Powerpoint)
Location: DBS Asia Central Job: Product Management Schedule: Regular Employee Status: Full time