About this role
Overview of the role We are looking for an experienced and commercially minded Finance Director to play a pivotal leadership role within our growing fintech business. Reporting directly to the CFO, you will oversee financial reporting, regulatory compliance, financial controls and governance, while ensuring the finance function operates as a strategic partner to the wider business. This is a hands-on leadership role that combines technical accounting expertise with commercial insight. You'll be responsible for delivering accurate financial and regulatory reporting across multiple jurisdictions, maintaining a robust financial control framework, supporting capital planning, and ensuring the business remains compliant with FCA requirements. You'll also lead and develop a high-performing finance team, driving continuous improvement through automation, enhanced processes and strong financial governance. You'll work closely with senior stakeholders across Commercial, Product, Operations, Risk and Technology, helping shape the future of IFX Payments as we continue to scale. This is an exciting opportunity for a finance leader who thrives in a fast-paced, regulated financial services environment and is looking to make a significant impact within an ambitious, high-growth organisation. Financial reporting and tax • Preparation of annual consolidated financial statements and individual companies. • Responsible for delivery of monthly finance packs for board and Exco meetings. • Ensure audit readiness across all jurisdictions. Liaising and managing external auditors. • Ensuring any findings are addressed and reported appropriately. • Implement process improvements, automation and simplification. • Develop and implement all finance policies and procedures. • Oversee the general ledger and any technical accounting judgements. • Implement and continuously strengthen the financial control framework-segregation of duties, reconciliations, delegated authorities and controls. • Own tax compliance (including corporation tax, VAT including partial exemption for payment/financial services, employment taxes) with specialist support as needed. Regulatory and capital reporting • Own and deliver the firm's FCA regulatory reporting, including financial and own-funds returns, submitted accurately and on time via RegData. • Maintain a controlled regulatory-reporting calendar with clear preparation, review and submission controls, and reconcile all returns back to the general ledger. • Calculate and monitor own funds and the capital adequacy position against the ongoing requirement and the board-approved buffers, escalating early where growth may erode headroom. • Support forward capital planning with the CFO and Head of FP&A, and prepare capital and prudential MI for the Board and its committees. Governance, risk and control • Report to Audit & Risk Committee on financial matters, providing all necessary management information and reports. • Maintain robust financial and prudential controls, risk management frameworks and compliance. • Provide Internal audit and Risk team with capital and liquidity oversight • Maintain the finance risk register Leadership, people and deputising for the CFO • Lead, develop and set objectives for the finance team; build capability, cross-training and succession cover to remove key-person risk. • Deputise for the CFO as required, including with the Board, investors, auditors, banking and trading counterparties, and the regulator. • Partner the wider business — Commercial, Product, Operations, Risk and Technology to support sound, data-driven decisions. • Cultivate a vibrant, rewarding and high performance culture, aligning the finance team objective with the company’s. General · Aide credit assessment of counterparties and other key suppliers. · Maintain credit policy and procedure documentation, and ensure decisions are compliant with internal policy. · Prepare and contribute to credit and exposure reporting for the Risk Committee and senior management. · Respond to ad-hoc requests, investigating specific risk issues and providing insight to support business decisions. Success Measures - Board packs and all relevant MI - Audit outcomes (statutory and regulatory) - Month-end close - FCA regulatory returns submitted on time and accurately - Own funds buffer maintained above the board-approved