About this role
Main Accountabilities
Risk Evaluation of the proposals
• Understand structure of the transaction and identify key risk and mitigants. • Analyse group financial strength and weakness • Having understanding of various industries •
Portfolio Monitoring
• Identification of Early warning signals to earmark stress accounts and initiation of exit from stress accounts • Proactive monitoring of portfolio for control over credit costs. • Portfolio level reviews
Credit Program Development:
• Engage in the development, implementation, review, and monitoring of various credit programs to support business growth. • Participate actively in adoption of digital processes and automation.
Compliance:
• Ensure strict compliance with all audit, regulatory, and company regulations, processes, policies, and reporting systems. • To ensure that all the audit queries are resolved in time with proper justification.
Collaboration and Industry Analysis:
• Collaborate closely with Vertical risk leader to execute risk management strategies effectively. • Focus primarily on execution rather than planning, ensuring timely implementation of risk mitigation measures. • Conduct industry-level analysis to support decision-making and enhance risk management frameworks.
Qualifications & Experience
• Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent • Minimum Years/type of experience: 2 to 4 years
Key Decisions taken
• Support in taking risk Approvals of the proposal